Question: Dear Steve, Trying to decide if Finance Solutions in NY is a good company to go with. Considering a credit card consolidation. Do you know anything about Finance Solutions? I have researched on the internet but still, feel a little uneasy. Joyce Answer: Dear Joyce, These types of questions are about my most favorite …
Recently I wrote about a mailer a reader had sent me from Polk Partners. The mailer appeared to be the standard “we want desperately to give you a loan” offer but once you read the fine print on their website you learned reality might be different. Their website said, “Polk Partners is not an agent …
Question: Dear Steve, I have some credit card debt I would like consolidate to reduce my payments. As of now I have never paid late, but it’s now harder and harder for me to make the minimum payments. I have about $16,700 in credit card debt and monthly payments for all card is close to …
Question: Dear Steve, I have $37,500 in unsecured debt. Credit cards and Lending Club. High interest rates. Is FinanceSolutions.org a reputable company? I can be out of debt in 36mos @ $762/mo, 45mos @ $596/mo. Allen Answer: Dear Allen, All I have written about Finance Solutions can be found here. I would recommend that anyone …
Question: Dear Steve, I currently have $145k of unsecured cc/loan debt. The payments are starting to get outrageous. I am looking at Finance Solutions.org, but concerned about how this will affect me, etc. I have the cash to pay the debt off, but I would wipe out any and all of my reserves and be …
Question: Dear Steve, I have about 12 credit cards, which have just been piling up since college. I owe a total of around $26,000. I am looking to consolidate, or something similar. Have you heard of a company called Rockwell Legal Group, based in New York? (https://www.bbb.org/phoenix/business-reviews/bankruptcy-attorney/rockwell-legal-group-in-phoenix-az-1000046777). Their offer is to work with my creditors, …
Question: Dear Steve, I have about $35,000 in credit card debt and have been contacted by a company to do a credit card modification. I am concerned about the consequences for not paying my credit cards-being sued. I want to make sure that I am making the right choice prior to stopping payment. I think …
Question: Dear Steve, I have a lot of unsecured debt, 100% utilization, and high debt to income ratio, thats it. So I cant get a debt consolidation loan but I can get a credit card restructure through Finance Solutions. Do you have any info on this company and the basic effects a restructure will have …
