financial health

Debt-to-Income Ratio vs. Credit Score: Discover Which One Matters Most for Loan Approval – The Answer Might Surprise You!

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Did you know that 35% of mortgage applications are denied due to a high debt-to-income ratio—even for people with great credit? Ever wonder why that happens? Even for applicants with great credit scores? Understanding the balance between your debt-to-income (DTI) ratio and your credit score can make or break major financial decisions, like buying a …

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Ten Real Things You Should Do to Survive a Bad Economy With Grace

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Much of what we read is all high-level safe stuff about what people should do when facing tough economic times. And a whole lot of that advice is good for the masses, but what about what is best for the individual, you. The government wants consumers not to lose confidence during tough times. The economy …

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