A survey says 36% of people earning over $300,000 live paycheck to paycheck. Here’s the exact question they answered, and the one number worth tracking.
Financial stress and cognitive decline are linked in a striking 75-year brain study — and when the damage begins may surprise you.
The share of credit card balances 90+ days past due hit 13.1% — the worst since 2011. Here’s what the NY Fed data actually says about who’s drowning and what to do.
Freshworks cut 500 jobs (11% of workforce) while posting 16% revenue growth. CEO Dennis Woodside said AI writes over half their code. Here is what this pattern means for your debt plan.
67% of Americans skipped social events last year because of money — and 56% never told friends why. That silence makes everything worse. Here’s what actually helps.
Is Your Debt Making You Depressed? What the Research Says — and a Free Way to Find Out Quick Answer: Research consistently shows that debt is strongly associated with depression. A screening my organization Myvesta ran in 2001 found that 49% of 136 debt counseling clients screened positive for depression symptoms on the CES-D — …
Nearly 40% of Americans say their debt is affecting their health, and medical research confirms the link — debt increases psychiatric disorder risk by 90% and high blood pressure by 31%. Here’s what the data shows and what you can do about it.
Bankrate’s 2026 Emergency Savings Report reveals 59% of Americans can’t cover a $1,000 emergency without debt. Nearly 1 in 4 have zero savings. Here’s what it means for your finances.
A new Resonate report reveals 66% of Americans enter 2026 carrying debt, with 11% taking on new debt just for monthly essentials like groceries. When the math is broken, here’s what you can actually do about it.
Quick Answer: If tech unemployment is draining your savings and creating debt, don’t raid your 401k or grind for years on minimum payments. Consider bankruptcy for immediate protection while you job search – it preserves your retirement and gives you a fresh start when you do find work.Question: “I just read this article about the …
Did this conversation help?
Thank you. I'm glad you reached out.
You took an important step today. Come back any time.
Think of this as me — just in AI form. I've walked in your shoes. I filed bankruptcy myself in 1990, and in over 30 years of experience I haven't seen a situation that can't be worked through or a person who deserves judgment. Everything here is built on that experience, that research, and genuine care for you. I can't be there in person. But I can be here.
Conversations are saved anonymously. Personal details are automatically removed before storage. This is an AI — not a financial advisor, attorney, or therapist.
Not sure where to start?
Been here before?
