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Tag Archives: first mortgage

David Writes In “I Have No More to Give”

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David wrote me through the site to ask his question below. You can too! “Dear Steve, I have about $20,000 in credit card debt. 4 cards that I’ve transferred balances to, each with a rate of 2.99 to 3.99% interest for life of the loan. Each monthly minimum is about $110.00. I have no more to give, and we ... Read More »

    In a World of Hurt Writes and Wants to Know “Should We Tell My Parents?”

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    I got the question below through the site from someone that identified themselves as In a World of Hurt. Feel free to visit and ask me your question, you can use an anonymous name, it’s okay. “Dear Steve, We owe $103,000 on our first mortgage, $16,000 on our home equity loan, and $17,000 in loans and credit cards. ... Read More »

      Jax Is Looking to Refinance And Has Some Questions

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      “Dear Steve, I need to refinance my home in Oct of 2009. My credit score is 669. I have a mortgage of $130,000, home equity loan of $34,000, a car loan of $4,000, & credit cards of $4,000. Some credit cards don’t have balances. Do I close these credit cards and extend my home equity loan to pay for my ... Read More »

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