I Used to Be Debt Free But Since We Lost Food Stamps We Just Can’t Make It. – Joshua

“Dear Steve, Well, I used to be debt free. I paid all my bills on time, even early. I did have food stamps which helped a lot. I had one daughter. I got married and with my wife’s income and mine we lost food stamps. We now have three children. It seems like ever since … Read more

Can’t Afford My Credit Cards. Living on Food Stamps, Child Support and College. – Stacy

“Dear Steve, My situation is this. I am in credit card debt in the amount of over $10,000. I have recently moved to try to get a better education to get a better job. I am a single mother with three children and do get government assistance in the form of medicaid and foodstamps. Before … Read more

FTC Goes After Credit Repair and Debt Relief Provider and Files Civil Contempt Charges

The Federal Trade Commission has filed contempt charges against a promoter of credit repair and debt relief services and three of his companies, alleging that they continued their deceptive marketing practices in violation of a federal court order. The FTC charged that the defendants tried to take advantage of financially strapped consumers by falsely telling … Read more

We Are Just Making It On Food Stamps, My Husband Had a Stroke, What Should We Do? – Kristina

“Dear Steve, I have read most of what is on your web-site and none of your helps apply to us. We are currently probably over $22,000 in debt. It may not seem like a lot to you but to us it is enormous. We have NO car payments and haven’t for over almost 20 years. … Read more

I’m on a Fixed Income and Can’t Afford My Minimum Credit Card Payment. – Theresa

Theresa “Dear Steve, I’m on a fixed income and finding it more and more difficult to pay my credit card’s monthly minimum payment. My credit is already pretty well shot as I had to let my car go (voluntarily repossessed) last summer and I’m currently in negotiation to settle a small business loan (SBA). That … Read more

Thu Wrote Me And Said “I’m Really Struggling, My Husband is Disabled, How Can I Get Out Of Debt?”

“Dear Steve, I’m married, my husband is disabled. I have 3 growing children and a 6 year old disabled child. My payroll checks go straight to bills. I use the credit card for foods and miscellaneous household items. I’m really struggling. I go to work in deep depression and stressful almost everyday. How do I … Read more

Emily Wants to Know “I’m Pregnant And Got My Hours Cut. What Do I Do?”

Emily wrote in to me at GetOutOfDebt.org to ask for help. Here is what she said. “I’m having some money problems. I’m having to struggle on making a payment on time and cause I’m pregant my hours got cut back at McDonald’s. Just trying to pay people back and stay on top with my debt … Read more

I’m Having Problems With Disability Debt. – Christine

“Hi Steve! I found your site, googling “disability debt” and was happy to see your latest post. I receive $1200 in ssdi payments a month. in addition, i worked part time, earning an additional $600 or so. I lost my job in October, and not having that $600 means i have racked up about $2k … Read more

My Interview With Derek, a 23 Year Old Soon to be Father

Derek and I met in Buffalo, New York where we hd a chance to sit down and discuss a wide range of topics. Since Derek is a young man and just out of college his opinions about student loans, campus credit cards, reading contracts, and trying to get by are very enlightening. He remembers his … Read more

I am Disabled and Worried About Paying My Credit Debt. – Patricia

Patricia “Dear Steve, I am disabled and worried about paying my credit debt. I’m raising my 8yr.old granddaughter and only get 1,000 a month. My aunt died and is unable to pay funral bill and credit cards that I trusted family to pay and they did not what should I do im losing hope? My … Read more

I’m Unemployed, Homeless, Pregnant, and Just Lost My Car. – Jannie

Jannie “Dear Steve, I’m pregnant and unemployed, I have about $13,800 in debt and I’m about to have no place to stay, I’m receiving unemployment right now, and my car just got taken away from me. Is there anyway that you or anybody else could help me? Jannie” Dear Janie, Sadly, this is not the … Read more