See my research, posts, and articles on foreclosure, including the process, legal rights, and ways to avoid losing your home. Click the link to learn more!
“Dear Andy, IM FACING FORCLOSURE AND NEED SOME HELP,IM FALLING BEHIND AND TO MANY BILLS I HAVE REAL BAD CREDIT DUE TO MANY UNPAID DEBT AND BECAUSE OF THAT NO ONE CAN HELP ME . CAN U FIND SOMEONE WHO CAN? Dora” Dear Dora, I don’t have a lot of information to work with but …
“Dear Andy, Purchased home in 2005 in Michigan with a 1st and 2nd mortgage with same lender. Modified the home became delinquent again modified. now 1st is current and 2nd has been charged off. was offered a settlement but did not have cash on hand. what should we be worried about. can second foreclose 1st …
“Dear Damon, Divorce and forced to pay 1700 a month in child support. Lost my job 10 months later. Out of work for almost 5 months. New job salary was significantly less than before. Took over a year to get child support adjusted while still trying to pay same bills. Fell behind on mortgage, property …
“Dear Steve, I’m 8 months behind on property mortgage (Chase), due to unemployment and escrow account being added to payment (68% increase). 2 loan modification requests rejected; in process on third. Foreclosure sale date set; have not received NOD or NOS. Is paying $4000 to Kramer & Kramer to join Mass Joinder suit against Chase …
by Sasha Chavkin, ProPublica Many foreclosures have been thrown into question because of flawed documentation such as inaccurate affidavits describing a mortgage’s history. But three recent court cases point to another type of flaw in foreclosure filings that could place thousands more cases in doubt: false attorney signatures on court documents. Experts said that foreclosures …
“Dear Steve, I am an disabled American War Veteran, Husband and father of three. I own a home in New Jersey and my employer (Federal Government) decided to move me to North Carolina. I have since rented a home here, but we decided to buy here also. The mortgage on the second home is about …
I have a family of 4; we are currently renting a house two doors from a house that is in foreclosure. Today is 11/07/2010, and the house survived the first auction has another auction date of 11/23/2010 and is also on the market as a short sale. Through the realtor a short sale offer was …
My home is worth approximately 90k less than what I owe on it. If I file a Chapter 13 bankruptcy can the bank who hold my mortgage come back on me for the difference between what the house sells for at a Sheriffs sale or auction and the amount owed on the loan Daniel This …
My fiance and I are in risk of losing our home and possibly our car. Last February my fiance lost his job and we fell behind. He started working in April but we were so far behind we couldn’t catch up. Now I am out of a job and we are about to lose everything. …
Here is a very interesting video from a family that was previously evicted from their home and returned six months later to look at the old house again. What struck me in the video was their statements about how much stuff they left behind when they had to leave the home. My experience with visiting …