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Tag Archives: frugal

4 Types of Savings Addicts: Which One Are You?

types-of-savers

Saving money is one of the hardest things to do on a consistent basis. An estimated 28 percent of Americans don’t have any money set aside for emergencies at all, and just under half of the American population claims to have less than three months’ worth of household expenses saved. Yet a study conducted by Professor George Loewenstein of Carnegie ... Read More »

    Up Next: How to Increase Your Income

    garage sale

    This is a guest post from Philip Taylor, founder and editor-in-chief of PT Money: Personal Finance. Learning about and applying the rules for living a frugal lifestyle are common principles in the area of personal finance. Controlling your budget and spending less can certainly help you avoid the cycle of debt. And that’s a great thing! But there’s a point ... Read More »

      What Took You Guys So Long to Become Mexican?

      In this age of cutting back and doing more with less, I thought this report from NPR made a clever point that be frugal is nothing new. Read More »

        I’m Doing the Dave Ramsey Debt Snowball And Need to Find Extra Cash. – Greg

        Ready to Collapse

        Greg “Dear Steve, I am doing the Dave Ramsey debt snowball. I have canceled my 401K contributions, my 529 contributions, and altered my W4 exemptions. What else can I do to save on expenses so I have more money to put toward my debt? Greg”   Dear Greg, The debt snowball approach is a good way to reduce debt. What ... Read More »

          I’m Saving Money But Having Fun, Without Being Frugal. All So I Don’t Have to Work.

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          First off, let me be perfectly clear that I think that being too frugal, sucks. I remember some time ago I was chatting with my friend Michelle Singeltary, who writes for the Washington Post, and she was telling me about all sorts of frugal tips readers had shared with her. Right or wrong, I am not cutting the tops off ... Read More »

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