Can the Government Take My Social Security for an Old Military Star Card?
A Military Star debt can be taken from Social Security: at most 15%, and never the first $750. The math, the notice rules, and what you can do.
Garnishment
They Said No Creditor Can Ever Touch My Social Security — Except the Government Can
Private creditors can never touch your Social Security. But the IRS can levy 15% for back taxes, and Treasury can offset it for federal student loan debt.
A Creditor Is Making Me Come to Court to Answer Questions About My Money
A creditor won a judgment and now wants you in court answering questions under oath about your money. Here is what can, and cannot, happen if you go.
I Have Multiple Wage Garnishments at the Same Time. Here’s What to Do Right Now.
Two or more wage garnishments at once? The 25% federal cap is an aggregate ceiling, not per creditor. Here is how the limits and priorities actually work.
Social Security Says I Was Overpaid and Wants It All Back — Here’s What to Do Right Now.
Got an SSA overpayment notice demanding thousands back? Here’s what to do right now — including the 30-day window to stop withholding and the waiver that can erase the debt entirely.
They Said You Never Have to Pay a Debt Collector. Here’s What That Advice Leaves Out.
“Never pay a debt collector” is half-true. You have real rights, but ignoring a lawsuit means a default judgment and garnished wages. Here’s the full truth.
I’m Judgment-Proof but Collectors Won’t Stop. Here’s What to Do Right Now.
Judgment-proof? If you live on Social Security, SSDI, or VA benefits, federal law shields your income from private collectors even after a judgment.
I’m on Social Security and a Debt Collector Is Threatening Me. Here’s What to Do Right Now.
A debt collector is threatening your Social Security check. Federal law says more than they want you to know — and the threat itself may be illegal.
My Wages Are Being Garnished. Here’s What to Do Right Now.
Your wages are being garnished. Federal law limits how much creditors can take, and you have legal options to stop it — including bankruptcy, which halts garnishment immediately.
On Social Security and Being Pitched Debt Settlement? Here’s What They’re Not Telling You
On Social Security and being pitched a debt settlement program? They’re not telling you the most important thing: your Social Security income is already federally protected from most creditors. You may be judgment-proof — and paying thousands in fees for protection you already have.
