“Dear Steve, We are struggling to get out of debt from our mortgage, car payments,and be able to live the life style that we want. and for my husband to retire sooner. We just keep getting deeper in debt What is the easiest and quickest way to get the debts paid off sooner? Donise” Dear Donise, Win the lottery. But ... Read More »
“Dear Steve, I want to do whatever it takes to get out of debt. But we don’t want to hurt our credit as we have 2005 Civic that has over 100,000 miles and a 1996 Jeep with over 200,000 on it. We will eventually need another vehicle. I have over $25,000 in credit card debt and interest as well as ... Read More »
“Dear Steve, We owe about $70,000 on our mortgage (we pay $100 extra each month), we have a $110,000 equity line and about $20,000 in credit card debt. We pay extra on each but don’t seem to be getting anywhere very fast. We want to be debt free. What is the best way to become debt free the fastest. Donna” ... Read More »
Al “Dear Steve, Do you have a system for paying off credit cards? I have 4 cards ranging in % rates from 0% to 13.99%. I am trying to pay off the highest interest rate one first, just looking for any tips to speed up the process. Thanks Al” Dear Al, You can use the free Debt Roll-Down calculator ... Read More »
Bank of America Offers “Clean Sweep” Debt Consolidation Loan Up to $50,000. Let’s Look at The Facts And See Who Is Really Cleaning Up.
In this time of great economic worry and stress, Bank of America is sending out an offer they call their Clean Sweep® – Bank of America® Debt Consolidation Plan. I thought it would be beneficial to take a close look at this offer and use it to help educate readers about what to look for and how the marketing message ... Read More »