Budgets Suck. Watch What’s Left at the End of the Month
Steve Rhode and Damon Day explain why budgets fail, how debt relief payments squeeze people on Social Security, and why tires and repairs aren’t emergencies.
Get Out of Debt Guy Podcast
The $3 Million Cost of Always Having a Car Payment
Steve Rhode and Damon Day break down how a $500 car payment can cost $3 million in retirement, plus when helping adult kids with cars and cosigning backfires.
Why Debt Denial Is So Expensive (and How to Break It)
Steve Rhode and Damon Day break down why knowing what to do about debt isn’t the problem — acting on it is, and what actually gets people unstuck.
Why You Shouldn’t Call a Debt Settlement Salesperson
A fired debt settlement salesperson’s court journal exposes the quotas behind the sales call — and how tax debt really can be discharged in bankruptcy.
Paying Back Debt as Self-Punishment (and Findom)
Steve Rhode and Damon Day on why people punish themselves to repay debt they could legally erase — a 71-year-old refusing bankruptcy, and a man trapped in…
Why Do People Making Good Money Still Feel Broke?
Steve Rhode and Damon Day explain why six-figure earners still feel broke: a middle-class lifestyle that cost $50,000 in the 1990s now costs $125,000 to $180,000. They break down the spending creep that causes it and how to redirect cash onto the ‘asset train’ before the train leaves.
The Real Cost of Staying in Debt
Steve Rhode and Damon Day reveal the true cost of carrying debt: how one $120 meal can cost your future self $3,000 — and why waiting is the priciest choice.
Debt Is Math Wrapped in Emotion: How to Stop Panicking
Steve Rhode and Damon Day explain why debt is math wrapped in emotion, why bankruptcy is just branding, and how to stop panicking and find a way out.
Credit Lines Could Get Cut: What to Do Now
Banks are quietly cutting credit limits. If available credit is your emergency fund, here’s why that safety net could vanish — and what to do first.
Your Tax Refund Won’t Fix Your Debt — Here’s What Will
Tax refunds feel like a windfall, but throwing money at credit cards rarely moves the needle. Steve Rhode and Damon Day explain what actually works.
