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  • 12 Ways You Can Help Others Without Spending Money

    You’re a generous person. You like to help people. But money is tight! Even if you are in between jobs, flat broke or on a fixed income, you can still be a generous giver. Here are a...

    • Posted January 16, 2018
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  • Experts Say Be Wary of These Two Kinds of Identity Theft

    Over the past few years, identity theft has become increasingly more complex as several different types of identity theft have surfaced. The 2017 Identity Fraud Study conducted by Javelin Strategy & Research showed that the number of...

    • Posted January 15, 2018
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  • Fraud alert, freeze or lock after Equifax? FAQs

    After the Equifax breach, some people are considering placing a fraud alert on their credit file. Others will freeze or lock their credit files to help prevent identity thieves from opening new accounts in their name. Here...

    • Posted January 15, 2018
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  • 6 Facts Baby Boomers Need to Know About Credit

    From their first gas credit card after high school graduation to a financial world filled with rewards cards and penalty rates, baby boomers have seen the use of credit change dramatically in their lifetimes. And now they...

    • Posted January 12, 2018
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  • Defendants Who Sold Business Coaching Program Settle FTC Charges

    Banned from selling business coaching services and business opportunities Three individuals and the company they control have agreed to settle Federal Trade Commission charges that they deceived consumers in a telemarketing scheme that took millions of dollars...

    • Posted January 11, 2018
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  • Defendants Who Sold Business Coaching Program Settle FTC Charges

    Banned from selling business coaching services and business opportunities Three individuals and the company they control have agreed to settle Federal Trade Commission charges that they deceived consumers in a telemarketing scheme that took millions of dollars...

    • Posted January 11, 2018
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  • How to Be Generous but Frugal

    You’re proud of the frugal lifestyle you have adopted. Becoming a minimalist has served you well. You’ve become astute at tweaking your finances and your purchasing and spending habits to save money in little and big ways....

    • Posted January 11, 2018
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  • Why Credit Is Safer Than Debit

    Credit and debit cards have been a growing form of payment in the United States for decades. Many Americans get one or both types of cards when they are teenagers. According to a study on federalreserve.gov, the...

    • Posted January 11, 2018
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  • Tax Season is Right Around the Corner — Check Out Our Tips for Planning Out Your Refund and Savings

    You only file your personal tax return once a year. Depending on your situation, filing can be easy or complicated. Many people prepare and file their own returns, but the majority of consumers still seek help from...

    • Posted January 10, 2018
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  • Buying or Selling a “Smart” Home? Read This.

    Whether you are buying or selling a home, think about the technology you may be buying or selling along with it. Many homes are now “smart” — featuring internet of things (IoT) devices such as connected thermostats,...

    • Posted January 10, 2018
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  • The Financial Diet

    Many people have, at some time in their lives, gone on a diet to lose weight or to improve their health. Even if you haven’t tried dieting yourself, most likely you have seen advertisements, books, articles, and...

    • Posted January 10, 2018
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  • How Scammers Make You Pay

    Here’s one of the top questions we get from people: Is this a scam? Whatever the “this” looks like, here’s our best answer to that question: Did someone say you can only pay by wiring money, putting...

    • Posted January 10, 2018
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  • FTC Staff Offers Business Guidance Concerning Multi-Level Marketing

    The Federal Trade Commission staff has released business guidance to help multi-level marketers (MLMs) understand and comply with the law. Although there may be significant differences in how MLMs sell products or services, core consumer protection principles apply...

    • Posted January 8, 2018
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  • The One Month Budget Squeeze

    Although I have been retired for three years, I still function in vacation mode during the summer months. I like to meet my friends for lunch and dinners at outside cafes a few times a week, and...

    • Posted January 8, 2018
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  • FTC Staff Offers Business Guidance Concerning Multi-Level Marketing

    The Federal Trade Commission staff has released business guidance to help multi-level marketers (MLMs) understand and comply with the law. Although there may be significant differences in how MLMs sell products or services, core consumer protection principles apply...

    • Posted January 8, 2018
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  • The One Month Budget Squeeze

    Although I have been retired for three years, I still function in vacation mode during the summer months. I like to meet my friends for lunch and dinners at outside cafes a few times a week, and...

    • Posted January 8, 2018
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  • FTC takes on Easy Money Scam

    Would you pay $49 for a “secret code” to make huge sums of money automatically? That’s what the FTC says the fraudsters behind the Mobile Money Code scam promised. In fact, the FTC alleges that the defendants...

    • Posted January 6, 2018
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  • FTC Alleges Get-Rich-Quick Scheme Bilked Consumers out of Millions with Deceptive Claims

    Operators claimed consumers could earn big money using “secret codes” The Federal Trade Commission has charged the operators of a get-rich-quick scheme with deceiving consumers by falsely claiming they could earn big money working from home by...

    • Posted January 6, 2018
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  • Report on the State of the Credit Card Market

    The Bureau of Consumer Financial Protection (Bureau) recently released its biennial report on the state of the credit card market. The report found that the total amount of credit line, number of accounts, average amount of card...

    • Posted January 6, 2018
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  • Report on the State of the Credit Card Market

    The Bureau of Consumer Financial Protection (Bureau) recently released its biennial report on the state of the credit card market. The report found that the total amount of credit line, number of accounts, average amount of card...

    • Posted January 5, 2018
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  • FTC Alleges Get-Rich-Quick Scheme Bilked Consumers out of Millions with Deceptive Claims

    Operators claimed consumers could earn big money using “secret codes” The Federal Trade Commission has charged the operators of a get-rich-quick scheme with deceiving consumers by falsely claiming they could earn big money working from home by...

    • Posted January 5, 2018
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  • FTC takes on Easy Money Scam

    Would you pay $49 for a “secret code” to make huge sums of money automatically? That’s what the FTC says the fraudsters behind the Mobile Money Code scam promised. In fact, the FTC alleges that the defendants...

    • Posted January 5, 2018
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  • New Year’s Resolution to Drop a Few Pounds?

    Looking to lose weight in 2018? If so, you have a challenge ahead of you. That’s right: it’s going to take proper dieting and regular exercise to safely lose weight. You might ask, “What about the ads...

    • Posted January 5, 2018
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  • Tips for Holiday Gift Returns

    If you’re like a lot of people, you got at least one gift this year that you didn’t want or can’t use. Before you head to the store or go online for a refund or exchange, the...

    • Posted January 4, 2018
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  • New Year’s Resolution to Drop a Few Pounds?

    Looking to lose weight in 2018? If so, you have a challenge ahead of you. That’s right: it’s going to take proper dieting and regular exercise to safely lose weight. You might ask, “What about the ads...

    • Posted January 4, 2018
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  • Tips for Holiday Gift Returns

    If you’re like a lot of people, you got at least one gift this year that you didn’t want or can’t use. Before you head to the store or go online for a refund or exchange, the...

    • Posted January 4, 2018
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  • How Debt Is Like Drug Addiction

    It would seem that almost all of us have either been caught ourselves, or have a friend or relative, who has been addicted to drugs. If we’re fortunate they managed to get free of them. We know...

    • Posted January 4, 2018
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  • How Debt Is Like Drug Addiction

    It would seem that almost all of us have either been caught ourselves, or have a friend or relative, who has been addicted to drugs. If we’re fortunate they managed to get free of them. We know...

    • Posted January 4, 2018
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  • New Financial Empowerment Tools for People with Disabilities

    This year marks the 27th anniversary of the Americans with Disabilities Act. This is a time for us to celebrate the leaders in the disability rights movement past and present who have worked tirelessly to ensure equality...

    • Posted January 3, 2018
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  • FTC Obtains Court Order against Woman Who Allegedly Helped Telemarketers Pitch Phony Money-Making Opportunities and Grants

    A Utah woman who allegedly helped telemarketers bilk money from consumers is banned from telemarketing, payment processing, and selling grant and business opportunities under a settlement with the Federal Trade Commission. According to the FTC, Jamie L....

    • Posted January 3, 2018
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  • FTC Obtains Court Order against Woman Who Allegedly Helped Telemarketers Pitch Phony Money-Making Opportunities and Grants

    A Utah woman who allegedly helped telemarketers bilk money from consumers is banned from telemarketing, payment processing, and selling grant and business opportunities under a settlement with the Federal Trade Commission. According to the FTC, Jamie L....

    • Posted January 3, 2018
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  • Questions on Getting Your Money Back from Western Union?

    Since we told you it’s time to ask for your money back from Western Union’s settlement with the FTC, we’ve gotten some questions about who can make a claim, when, and how it works. Here are some...

    • Posted January 3, 2018
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  • New Financial Empowerment Tools for People with Disabilities

    This year marks the 27th anniversary of the Americans with Disabilities Act. This is a time for us to celebrate the leaders in the disability rights movement past and present who have worked tirelessly to ensure equality...

    • Posted January 3, 2018
    • 0
  • Questions on Getting Your Money Back from Western Union?

    Since we told you it’s time to ask for your money back from Western Union’s settlement with the FTC, we’ve gotten some questions about who can make a claim, when, and how it works. Here are some...

    • Posted January 3, 2018
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  • FTC Obtains Court Order Against Telemarketing Scheme that Preyed on Spanish-Speaking Consumers

    The Federal Trade Commission has ended an operation whose telemarketers in Peru used deceptive and abusive tactics to sell products for learning English to Spanish-speaking consumers in the United States. A federal court issued a default judgment...

    • Posted January 2, 2018
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  • U.S. Department of Education Expands Focus on Enforcement and Consumer Protections for Students, Parents and Borrowers

    U.S. Secretary of Education Betsy DeVos announced a stronger approach to how Federal Student Aid (FSA) enforces compliance by institutions participating in the Federal student aid programs by creating stronger consumer protections for students, parents and borrowers...

    • Posted January 2, 2018
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  • FTC Obtains Court Order Against Telemarketing Scheme that Preyed on Spanish-Speaking Consumers

    The Federal Trade Commission has ended an operation whose telemarketers in Peru used deceptive and abusive tactics to sell products for learning English to Spanish-speaking consumers in the United States. A federal court issued a default judgment...

    • Posted January 2, 2018
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  • U.S. Department of Education Expands Focus on Enforcement and Consumer Protections for Students, Parents and Borrowers

    U.S. Secretary of Education Betsy DeVos announced a stronger approach to how Federal Student Aid (FSA) enforces compliance by institutions participating in the Federal student aid programs by creating stronger consumer protections for students, parents and borrowers...

    • Posted January 2, 2018
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  • Emergency Funds: Why You Need One and How You Can Build One

    When we think about money milestones, they’re often exciting events such as buying a car or a home. However, one of the biggest money milestones that everyone should strive for might not be very exciting but it...

    • Posted December 22, 2017
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  • Emergency Funds: Why You Need One and How You Can Build One

    When we think about money milestones, they’re often exciting events such as buying a car or a home. However, one of the biggest money milestones that everyone should strive for might not be very exciting but it...

    • Posted December 22, 2017
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  • FTC Obtains Court Order Against Fake Prize Scheme Operation

    The Federal Trade Commission has closed the book on a scheme that tricked people into paying $25 to collect a $1 million prize they supposedly had won. Those who paid got nothing. After weighing written arguments from...

    • Posted December 21, 2017
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  • FTC Obtains Court Order Against Fake Prize Scheme Operation

    The Federal Trade Commission has closed the book on a scheme that tricked people into paying $25 to collect a $1 million prize they supposedly had won. Those who paid got nothing. After weighing written arguments from...

    • Posted December 21, 2017
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  • FTC Offers Information on Fraud Alerts, Credit Freezes and Locks

    After the Equifax data breach, some people are considering placing a fraud alert, freeze, or lock on their credit file to help prevent identity thieves from opening new accounts in their name. To help consumers decide on...

    • Posted December 21, 2017
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  • What’s Up With the National Do Not Call Registry?

    Is your number one of the more than 229 million phone numbers on the National Do Not Call Registry? Then you might be interested in the FTC’s just-released National Do Not Call Registry Data Book, which gives...

    • Posted December 21, 2017
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  • What’s Up With the National Do Not Call Registry?

    Is your number one of the more than 229 million phone numbers on the National Do Not Call Registry? Then you might be interested in the FTC’s just-released National Do Not Call Registry Data Book, which gives...

    • Posted December 20, 2017
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  • 5 Financial New Year’s Resolutions

    It’s that time of year again. A brand new year and time when we talk about our resolutions to better ourselves at work, home, and in many other ways. This year, why not add a financial goal...

    • Posted December 20, 2017
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  • FTC Offers Information on Fraud Alerts, Credit Freezes and Locks

    After the Equifax data breach, some people are considering placing a fraud alert, freeze, or lock on their credit file to help prevent identity thieves from opening new accounts in their name. To help consumers decide on...

    • Posted December 20, 2017
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  • What You Need to Know About Writing a Will

    It’s a subject that none of us want to think about. Whether we’re young and just starting life or older and approaching the end, we don’t want to think about our own death. And, adding money to...

    • Posted December 20, 2017
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  • Get Rid of Unwanted Apps

    Using your social media account to log into an app or website can be easier than creating a new user name and password. But, after a while, you can collect more apps and become registered on more...

    • Posted December 20, 2017
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  • IRS Problems? Tax Professionals Reveal Top Tips

    As Benjamin Franklin said, “In this world nothing can be said to be certain, except death and taxes.” Every April, federal taxes bring a sense of dread and anxiety, especially if you are facing an audit or...

    • Posted December 20, 2017
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