During a work stoppage, pay survival expenses first, pause unsecured debt, request hardship forbearance from every creditor, and never touch your retirement. A practical triage guide from a 30-year debt expert.
Strike, lockout, or furlough? Pay survival bills first, pause unsecured debt, call creditors for forbearance, and never touch retirement. Free triage guide.
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Think of this as me — just in AI form. I've walked in your shoes. I filed bankruptcy myself in 1990, and in over 30 years of experience I haven't seen a situation that can't be worked through or a person who deserves judgment. Everything here is built on that experience, that research, and genuine care for you. I can't be there in person. But I can be here.
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