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Tag Archives: HFC

Is Bankruptcy the Best Option for Us in the UK? – Hayley

“Dear Jon, Both me and my husband have always worked full time, we have three children and a house brought in 1999. In 2004 out financial situation changed which meant we could no longer afford to continue paying all of our loans/debts. We got into financial difficulty and had to stop paying some bill/debts in order to live. We have ... Read More »

    I’m Underwater With My Mortgage. Household Refuses to Help Me Modify My Loan. What Do I Do? – Robert

    “Dear Andy, Underwater Mortgage Household Finance (Beneficial) conventional mortgage taken out four years ago with current balance of $114,000.00 with a value $72,000.00 Household refuse to modify, refinance or reduce interest rate. Current FICO 690 anticipate higher after paying down two credit cards. No late payments, bankruptcy or collection. Interest rate 9.5% has not been reduced as indicated during closing. ... Read More »

      I Defaulted on a Loan to HFC that Went to Rubin & Rothman. – Cathy

      Ready to Collapse

      “Dear Steve, I defaulted on a loan from HFC for $9,000 It went to collection through Rubin & Rothman. I made a payment plan but some events occurred which made me fall behind by 2 months. They went to court and obtained a judgment and are now threatening salary garnishment unless I pay $575 per month. My original payment plan ... Read More »

        Financing the American Family – 1935

        This 1935 film was presented by Household Finance Corporation to help promote their loans. It gives a history of how money is used and has great shots of busy city streets. The answer to modern family financial troubles is a loan. The husband is turned away by the big mean bank who can’t help him with a small loan. The ... Read More »

          HFC Wants a Copy of My Paystub. I’m Not Going to Give It to Them. – Teri

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          “Dear Steve, 3 months late on a signature loan. Now they want payment in full. Can a company (HFC) or thier debt collector tell you that they will only accept payments from you if you send them a copy of your pay stub along with a list of all of your debts. I’m not about to give anyone that isn’t ... Read More »

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