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Tag Archives: hopeless

My Life is Hopeless. I Can’t Pay My Bills. What Can I Do?

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Question: I Can’t Pay My Bills. What Can I Do? Dear Steve, I’m so completely freaked out about my bills. I’m now so in debt and worried about it I can’t sleep, I’m depressed, and all my wife and I do is fight about money. I’m constantly telling my kids they can’t participate in any school events because I can’t ... Read More »

    There is Life After Debt and It’s Awesome


    I spend so much time thinking and living in the world of debt that I’ve realized it is equally important to talk about life after debt. When you are in debt it is an intense and immediate feeling. Some say they feel as if they are drowning. Some say they feel like they are covered by a dark cold veil. ... Read More »

      I’m So in Debt I’ve Lost the Joy of Being Alive. – Carol

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      “Dear Steve, I am so deep in debt that i have actually lost the joy of being alive. so i just searched the net for help and stumbled upon this site. I think i made a series of mistakes, lived above my means, love to make everybody happy in my family, enjoy being labeled ‘good’, helpful’, ‘nice’….and soon i was ... Read More »

        I Feel Like a Loser and Keep Trying to Kill Myself and Commit Suicide Because of My Debt. – Scott

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        “Dear Steve, My situation is no different from the others who contemplate suicide as a means to an end.My problem is,I have already attempted,but,obviously failed.The medical bills incurred from the attempt have now balooned to over 7k.I own a home with 50k remaining on the mortgage,and a trust of @150k earmarked to pay the mortgage note ONLY..My current position,(which I ... Read More »

          Chapter 6 – The 10 Attributes of Internal Prosperity


          Chapter 6 – The 10 Attributes of Internal Prosperity Now that you’ve defined success for yourself, it’s time to begin your new, balanced financial life. Now you have to make sure you have a good foundation on which to build the new, happier and balanced you. Think of these core components like the ingredients lists on a box of Oreo ... Read More »

            Debt With Dignity. Debt, the Modern Day Leprosy.

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            In all sorts of corners of life we now assume that it is wrong to not treat others well. For example, in the U.S. we no longer have separate entrances based on the color of your skin. Buildings make allowances for physical limitations and a recent news story said that more people have developed a tolerance for the religion of ... Read More »

              I’m Feeling Totally Helpless at the Moment. – Marc


              “Dear Steve, Self employed but all my clients went out of business in the recession. I have child support to pay college tuition and at moment have no income at all. I am in major debt, over 100,000 and can not find any job in my field at all. Very desperate no idea what to do don’t have money to ... Read More »

                My Situation Feels Hopeless. I Feel Sick About it. – Erica

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                Erica “Dear Steve, Steve my husband and I are up to our eyeballs in debt, in 12 years we’ve had 3 state to state moves from his job and are currently on our 4th one. We have racked up 70k in debt and now with money being the way it is I’m petrified we wont qualify for a car or ... Read More »

                  You Ain’t Your Fucking Debt

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                  On the way from a weekend visiting really good friends and having lots of laughs, yesterday I was talking with Pam in the car, in the rain, and on cruise control. I was just thinking back on how all the difficult moments of our nearly 28 year relationship have changed our course. There was the day our daughter stopped breathing ... Read More »

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