Nobody Told Me That My Insurance Company Did Not Pay The Hospital. – Alex

“Dear Steve, I visited hospital and did x-ray and other laboratory test. I was told that my insurance would have paid it. I paid copay first time and I thought that was it. Nobody told me the possible amount that I must have paid. My insurance company denied all amount because they stated that it’s … Read more

My Twenty Year Old Daughter is in a Terrible Financial Situation. – Sam’s Mom

Sam’s Mom “Dear Steve, My daughter is 20 and what credit she has is already bad. She lived with a boyfriend (and friends) for two years and now has moved back home. Her current job is in the food industry on a college campus so that job will be gone when the school year ends. … Read more

I Was in an Accident on a Military Base and Owe the Military Hospital $15,000. – Priscilla

Priscilla “Dear Steve, I’ve always workd ed but about 3 years ago I lost my job and been struggling financially. I’ve worked dead end jobs since then but can ‘t seem to get out of the rut I’m in. About 3 years ago I was involved in a accident (personal) I was taken to a … Read more

Disjointed Use of Your Credit Score Can Leave You Unemployed or Dead

I’m afraid that your credit score is being used in all the wrong ways for all the wrong reasons. The credit score was originally designed as an easy way for lenders to identify which potential customers would be low risk and high profit acquisitions. Using a credit score to screen new customers allows lenders to … Read more