They Said My SAVE Forbearance Months Still Count Toward My IDR Forgiveness Clock. They Don’t.
SAVE forbearance months don’t count toward your IDR forgiveness clock. Unlike PSLF, there’s no buyback fix for IDR — here’s why, and what to do.
SAVE forbearance months don’t count toward your IDR forgiveness clock. Unlike PSLF, there’s no buyback fix for IDR — here’s why, and what to do.
A court dismissed the Trump administration’s attempt to end the SAVE student loan plan in February 2026 — but 22,000+ borrowers who completed their IDR payments are still waiting on discharges. Here’s what the ruling means for you, and the tax trap no one is warning borrowers about.
Starting January 2026, student loan forgiveness through income-driven repayment plans is taxable income. A borrower with $50,000 forgiven could owe roughly $10,850 in taxes. Here’s what you need to know.
Quick Answer: PSLF remains a legitimate program, but new draft regulations under Executive Order 14235 could retroactively disqualify borrowers whose employers are deemed to have “substantial illegal purpose.” The vague language gives the Education Secretary broad discretion to erase prior PSLF credits without appeal options for affected borrowers.You did everything right. You worked for a …