I Work as a Correctional Officer With Loads of Student Loan Debt. – Lynn

“Dear Steve, I enrolled in college and the student loan money was easy to get. Now the money is due and we are being crushed by the payments of the student loans. I have close to 70k in student loans and my income is not going to be substantially impacted by my degree. We put … Read more

My Social Security Number is Off By One Digit. Do I Still Have to Repay My Student Loan? – Steven

“Dear Steve, I have recently filed for bankruptcy. After the discharge I found out about a student loan that is now in collections. (I assume the collections agency was able to locate me due to the bankruptcy filing.) The problem is that the social security number the collections agency has for me is incorrect (off … Read more

I’m Willing to Co-Sign a Loan to Help Out My Guy. – Lou

Lou “Dear Steve, Asking for my guy. He’s currently about $50,000 in debt between his student loan, car loan, and using his credit card to pay bills while he was out of work. The card is a bit over $6k, car is between $10 and 11k, and the student loan is around $34k. He currently … Read more

Is Obama Really Writing Off Student Loans? – Cristina

“Dear Steve, Thank you for your help. I think it’s great what you are doing! I received a phone call from Sallie Mae today that my student loans are due for re-payment. I always thought that I would be paying about $300.00 a month, but it’s actually $732.53. I am currently unemployed. But, private loans, … Read more

I’m in Debt to the IRS and Student Loans Only. What Can I Do? – Veronica

Veronica “Dear Steve, Gawd I hate being in this situation, but I am 45 years old and almost $70,000 in debt. Most of it is from student loans, IRS, and other loans. No credit cards. I’ve heard that you cannot file bankruptcy with IRS or Student Loans debt. Was wondering if this is true. If … Read more

We Are Spending Down Our Savings Trying to Make Ends Meet. – Patch

Patch “Dear Steve, My husband and I have alot of debt due to my student loans that are almost 100,000, and then of course we have a mortgage, car payments and the household bills. I feel like we are drowning and our savings is dwindling down fast. How can we get this under control before … Read more

Website Offers Helpful Advice for Those Looking for Student Loan Forgiveness

The IBR Info site at www.ibrinfo.org appears to be a good source of information on income based repayment options and student loan forgiveness programs. For those working in public service jobs, the site give you information that can help you to eliminate your student loan debts based on your job.