They Said Your Credit Union Can Charge Whatever Rate the Market Allows, Same as a Bank
Federal credit unions are capped at 18% interest by law through 2027. Banks aren’t — they can generally export their home state’s rate nationwide.
interest rate cap
A Creditor Violated My Rights While I Was Deployed. Here’s What to Do Right Now.
A creditor, landlord, or repo company may have broken federal law while you were deployed. Here’s how to invoke your SCRA rights and get it fixed.
63% of Americans Want Lower Credit Card Rates Over Rewards — Here’s Why They’re Right
A Groundwork Collaborative poll finds 63% of Americans prefer a 10% credit card interest rate cap over keeping rewards programs. With 49% of cardholders carrying balances monthly, the math shows why they’re making the right call.
Trump’s 10% Credit Card Rate Cap: Would It Actually Help?
President Trump called for a 10% cap on credit card rates, but banks ignored the deadline and Congress hasn’t acted. A rate cap could save $100 billion in interest but would cut credit access for 14+ million households. The real issue isn’t the rate — it’s the $1.23 trillion in debt that shouldn’t exist.
Trump’s 10% Credit Card Rate Cap: What Can Actually Happen
President Trump called for a 10% credit card interest rate cap by January 20, but lacks legal authority without Congress. Here’s what you need to know—and what you can do about high-interest debt today.
