“Dear Jon, Went to uni in London, ended up with two different student accounts, both Lloyds. Left London in 2012 , I said I was leaving the country and closed one account and left the other (with a £700 overdraft) open. I was never contacted but felt guilty enough to phone them 2015 when I …
It feels like a lifetime ago I first began working to bring debt settlement to the Republic of Ireland. Northern Ireland already has a form of debt settlement known at the Individual Voluntary Arrangement (IVA). Not only did ROI not have any chance of a formal debt settlement approach to dealing with creditors, but there …
“Dear Jon, I graduate from uni here in the uk this year. I study in England but my loan was given to me by the N.Ireland SLC. My student loan debt at the minute is just under £30,000. I believe it will be around £35k at the end of the next term. My family now …
A recent article in in the Irish publication Kiklenny People talked about a new Republic of Ireland charity, Irish Mortgage Holders Organisation. The group, founded by David Hall, a man with a long line of charitable endeavors, including an ambulance service and Make-A-Wish group, aims to provide better assistance for Irish consumers facing mortgage problems. …
“Dear Jon, I lived in the Republic of ireland from 2000-2008. My husband and I purchased a property there in 2005. We are struggling to make the payments on this property as we have since bought a house in northern Ireland (where we have lived since 2008). My question is if we were to foreclose …
“Dear Steve, I am writing about a developer that owes me money for a property deal that was to take place in the Republic of Ireland. I have received a High Court judgement in Ireland, and the bill of costs (which were awarded against him) are just being drawn up. However; just recently the developer …
The Republic of Ireland is finally rolling out meaningful assistance for debtors in Ireland with a couple of new plans. Frankly this should have rolled out in 2005 when I was there trying to get meaningful debt help for consumers in Ireland. Regardless,the Irish papers are now reporting progress made. “The new Personal Insolvency Bill …
Ireland has always been a debt perplexity. They’ve never really had a good way of dealing with past due debt and allow people to get a fresh start. When I was over in the UK for two years I spent quite a bit of time working on the problem or debt in the Republic of …
“Dear Jon, No assets, rented room, €100k debt, no work, income. Dealing with childhood issues at last – no energy .Can you advise on getting out of debt in ireland? Thank you for your caring Can you advise on getting out of debt in ireland? Andrew” Andrew, It does sound as though your plate is …
In 2007-2008 I spent a lot of time in Dublin, Ireland helping groups try to put forward reasonable solutions for consumer debt. The reality was Ireland had no bankruptcy law so people were getting tossed in jail, a real modern debtors’ prison situation. I worked on developing the first attempts to help the court understand …