judgment proof
-
I’m Disabled and Being Threatened for Debts I Can’t PayQuestion: Dear Steve, I got a call from a law firm and the person on the phone said they are going to take me to court and sue me for a past due credit card bill in...
- Posted December 11, 2017
-
I’m 82-Years-Old. Should I Even Repay My Debt?Question: Dear Steve, I use credit karma to check my credit which is 680 with Experian and 660 with TransUnion. Three years ago I did not have money to pay my credit cards and they were sent...
- Posted May 11, 2016
-
Are My Retirement Funds Safe From Creditors?Q. I understand that in certain circumstances IRA and 401(k) money may be protected from a lawsuit. However, if a person is retired and has rolled over their ERISA plan to an account with a financial institution,...
- Posted April 13, 2015
-
Can My Bank Account and Retirement Income Be Seized if I Can’t Pay a Debt?“Dear Steve, I was sued by a law firm in the state I lived in for an unpaid debt. We went to court and there was an agreement for a monthly payment plan. Can the law firm...
- Posted September 4, 2014
-
Can I Be Sued For My Debt If I’m Disabled? – Remonica“Dear Steve, I was working pay my credit card bill then I got sick and wasn’t able to go back to work now I get disability and now they have taken me to court. I was wondering...
- Posted August 19, 2014
-
Do I Have to Worry About My Debt? I’m Judgment Proof. – Salvatore“Dear Steve, Hi Steve, I am up to my neck in credit card bills about $58,000. I have talked to a few of my friends about my situation I only have monthly Social Security and a small...
- Posted April 16, 2013
-
Can We Offer Creditors a Little Bit Each Month to Hold Them Off? – Paige“Dear Steve, My husband is 67 and retired. He is on social security only but was working part time before he became ill. He is under a doctors care and will probably have to have surgery in...
- Posted January 14, 2013
-
I’m Judgment Proof But They Keep Trying to Sue Me. – Anita“Dear Steve, went judgement proof in 2008, haven’t had no problems till lately. within the month a process server came to serve legal papers but I am in a wheelchair and did not get to door before...
- Posted January 11, 2013
-
I am disabiled am I judgement proof – Jeff
Hi I have worked every day of my life I am 48 every thing was going great till one day at work I fell 20 foot and messed up my low back I had been paying my...
- Posted December 20, 2011
-
What Does Judgment Proof Mean?
Q: What does it mean to be judgement proof, and how do I know if I am? Thank you. – Betty Reply from DebtCollectionAnswers.com: Great question Betty! Being judgment proof essentially means that you don’t own any...
- Posted September 28, 2011
-
I’m 69 And Lost My Job But I Want to Pay My Debts. – Chuck
Chuck “Dear Steve, I am 69. lost my job of 15 years 6 months ago. Am on SS and work odd jobs when I can. Have 56,000 credit card debt, Was ok while working but now am...
- Posted July 26, 2011
-
My Elderly Mother Just Got Sued by Citibank. I Think She’s Judgment Proof. – Kay
“Dear Steve, I asked a question a few months ago about my elderly mother’s sitation, I am her caregiver, (see link in background info of this form). Yesterday Friday 4.8 she was served with papers by Michael...
- Posted April 10, 2011
-
What is the Process to Become Judgment Proof? – Patricia
I have already consulted a lawyer re filing bankruptcy, but he told me that because I receive nothing but a SS Disability Check, that I was judgement proof. However, he didn’t tell me if I am supposed...
- Posted October 31, 2010
-
Collection Proof in the State of Georgia? – Bernard
No assets ,only Social Security,11 year old Car, home foreclosed,job outsourced,unemployed,Diabetes,Prostate Problems,Cataract,Pituitary Adenoma,Health Conditions,in seventies. Being sued for Credit card debt in court. What options do I have in getting rid of this problem. Am I judgement...
- Posted October 31, 2010
-
I Am the Caregiver for My Elderly Mother Who Owes Discover, Citi and Chase. – Kay
“Dear Steve, My elderly mother for whom I am caregiver and have power of attorney is in debt to three credit cards (Discover, Citi, Chase) and has a total income of $2,000 a month from social security...
- Posted September 4, 2010
-
Can I Be Sued and My Wages Garnished if I Make $70 a Week? – Karylan
Karylan “Dear Steve, I am 24 yrs old living at home with my mom and might be getting sued by capital one. I work at a grocery store about 8 hrs a week sometimes not even that....
- Posted August 26, 2010
-
What Can Toyota Do to My Parents? – Steve
“Dear Steve, question regarding my parents who are senior citizens and have not assets my parents have a car that they can no longer afford to make monthly payments on. I believe toyota motor is going to...
- Posted August 13, 2010
-
I Was Told I Was Judgment Proof. – Cynthia
“Dear Steve, I have been told I am “Judgement proof”…I am trying to find information that would give me a scenario of what the process is/does. I have just recently begun non-payment to creditors.. Is this a...
- Posted August 3, 2010
-
Bankruptcy Attorney Said I’m Judgment Proof and Should Not Bother With Bankruptcy. – John
“Dear Steve, I have $39,000 in credit card and unsecured loan debt due to becoming disabled with Parkinson’s in 2007. Unfortunately, I used credit lines to make ends meet, and now I am at the point of...
- Posted April 29, 2010
-
I’m Worried About Having My Social Security Benefits Garnished. – Lisa
“Dear Steve, Hello, I found your website online by doing a search on Google. I truly hope you can help me. My question relates to a debt (one of many) that I can’t pay. Around the first...
- Posted February 22, 2010
-
I’m a Low Income Single Mother With a Disabled Son and Collectors are Chasing Me. – Milla
Milla “Dear Steve, I had a car that was repossed around 2005. The car was sold but the creditors are coming after me saying I have to pay around 7,00 with interest of $43 monthly. They had...
- Posted February 4, 2010
-
My Dad Only Gets Social Security And Can’t Pay His Credit Card. – Nancy
“Dear Steve, I am asking for my dad he is retired and the only income he has is his ss check. He has a credit card that he can’t afford to pay for and is afraid that...
- Posted February 4, 2010
-
Am I Judgment Proof? – Larry
“Dear Steve, I am on Soc Sec Disability (SSDI). I have over $10K in credit card debt. I have no other debts, loans, no student loans, no child support and no taxes due. I have 3 cars...
- Posted January 16, 2010
-
I’ve Been Laid Off Three Times in Three Years. The Bills Are Too Much. – Deb
“Dear Steve, I am 3 times laid off in 3 years. I only have unemployment insurance coming in to support me and this may run out soon. I have no assets at all. I have lost everything...
- Posted November 17, 2009
-
Crystal is on a Fixed Income But Wants to Get Her Credit Cards Paid
“Dear Steve, I am currently on fixed income of about $657 amonth. My income comes from SSI and Social Security disability. I have a couple school loans and several past medical and credit card bills that I...
- Posted December 6, 2008
Ask for Debt Help
