Question: Dear Steve, My husband is 76, and I am 72. When both of us worked, we could pay our bills, but now we find ourselves 90,000 in debt and only Social Security as income. In addition, we have just recently had to take custody of our 6-year-old granddaughter, which increased expenses. My husband has … Read more
Question: Dear Steve, I got a call from a law firm and the person on the phone said they are going to take me to court and sue me for a past due credit card bill in the amount of $678.34. I told him the reason I wasn’t able to pay for it is because … Read more
Question: Dear Steve, I use credit karma to check my credit which is 680 with Experian and 660 with TransUnion. Three years ago I did not have money to pay my credit cards and they were sent into the credit bureau. Not all to Experian. More to Trans union. I’m 82 years old on fixed … Read more
“Dear Steve, I was sued by a law firm in the state I lived in for an unpaid debt. We went to court and there was an agreement for a monthly payment plan. Can the law firm freeze my bank account if I can’t pay the debt? I am on social security and have a … Read more
“Dear Steve, I was working pay my credit card bill then I got sick and wasn’t able to go back to work now I get disability and now they have taken me to court. I was wondering if they could garnish my check. Remonica” Dear Remonica, I am not a lawyer and can’t give you … Read more
“Dear Steve, Hi Steve, I am up to my neck in credit card bills about $58,000. I have talked to a few of my friends about my situation I only have monthly Social Security and a small Federal Retirement check. Creditors and Collection companies are starting to Call I heard that my Federal Checks are … Read more
“Dear Steve, My husband is 67 and retired. He is on social security only but was working part time before he became ill. He is under a doctors care and will probably have to have surgery in a few months. He received a summons from a law firm representing Capital one credit cardthat for $5000. … Read more
“Dear Steve, went judgement proof in 2008, haven’t had no problems till lately. within the month a process server came to serve legal papers but I am in a wheelchair and did not get to door before he left he will be back….in 2009 i reicieved a default judgement in the mail, now they are … Read more
Hi I have worked every day of my life I am 48 every thing was going great till one day at work I fell 20 foot and messed up my low back I had been paying my credit cars on time and extra but when the accident happened I had surgery and I ended up … Read more
Q: What does it mean to be judgement proof, and how do I know if I am? Thank you. – Betty Reply from DebtCollectionAnswers.com: Great question Betty! Being judgment proof essentially means that you don’t own any property that could be seized or attached by creditors. If you were sued, the creditor or collector might … Read more
