Should I Go With the Credit Counseling Group or Do It on My Own? – Shannon

“Dear Steve, I have a 20,000 in credit card debt, citi bank & chase. My Interest rates aren’t so bad about 5% and monthly payments are $153.00 for chase and citi is $173.00. I am ok with paying the monthly minimum amounts and most times I send a teeny bit more – $10-$20. What bothers …

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Our Mortgage is Not in Our Name. Can We Still Get a Mortgage Modification? – Michael

“Dear Steve, We have a very hi mortgage payment but we’ve managed to pay on time however we are late this month and will be next month. Our mortgage is in my father-inlaw’s name. Hi my wife and I were not able to get a mortgage 7 years ago because of our credit score so …

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