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Tag Archives: lending club

CFPB Takes Bite Out of Dental Financing


The Consumer Financial Protection Bureau (CFPB) has ordered Springstone Financial, LLC to provide $700,000 in relief to victims of deceptive credit enrollment tactics. Many consumers who signed up for Springstone’s deferred-interest loan product at dental offices to pay for dental work were led to believe that the product was interest free. In fact, interest accrued from the date of the ... Read More »

    I Was Turned Down by Lending Club and Prosper for a Debt Consolidation Loan. – Brian


    “Dear Steve, I applied at and at for a loan to consolidate my debt. I was declined at both. I have been trying to find a solution to consolidate my debt and eventually eliminate it. No places simply want to provide a loan. My credit score is good (690 ish). What other steps should I take to consolidate ... Read More »

      Is Lending Club a Good Place for an Unsecured Debt Consolidation Loan? – Mary


      “Dear Steve, In debt to my eyeballs, starting with under-employment and day care for three kids, including infant twins, 10 years ago. Paid cash for day care and put everything else on credit particularly when husband was unemployed. Snowballed from there. Now have a loan from credit union (less than $10,000), two massive credit card balances(roughly $12,000 each) and other ... Read More »

        Where Can I Turn to Refinance My Debt. I’m a Contractor. – Steve

        Ready to Collapse

        “Dear Steve, We own our home, have kept all of our monthly bills up to date and have not defaulted on anything, (maybe a little late but always paid) I have a mortgage, home equity, personal loan a student loan, a auto loan and 2 high credit card bills. We are pretty much at a point where we cannot keep ... Read More »

          I Need a Debt Consolidation Loan. Can I Get One? – Melissa

          Ready to Collapse

          “Dear Steve, I have two lines of credit and one credit card and my husband has an ATV loan all totalling approx. $32000.00. The two line APY’s are great but the credit card APY is outragious and the ATV APY could be better. Is there a way that we could consolidate these four debts into one loan with one reasonable ... Read More »

            Lending Club – A Place to Get Real Loans to Consolidate Debt. I’ll Even Invest in Yours.

            Ready to Collapse

            I have written a lot about Lending Club (click here) as a place to go for a legitimate debt consolidation loan. And I wanted to show you how much I believe in this peer-to-peer lending network by putting my money where my mouth is. If you apply for a debt consolidation loan by clicking on this link from the ... Read More »

              Where Can I Go to Get a Consolidation Loan With a Better Interest Rate? – Jennifer

              Ready to Collapse

              “Dear Steve, Citibank MasterCard increased my interest rate to 19.99% from 14.99% in the summer. I have a balance of $6,000 now. I have always tried to pay twice the amt due. Since my rate increase my debt is increasing. I have paid $1200 in the past 6 months and have not seen a significant decrease in the balance. They ... Read More »

                Get Some Free Stuff From

                Ready to Collapse

                Well it’s official, has lost their mind. LOL. They picked me as one of the top five best “DebtBuster” bloggers to share these free gifts with if you want to take the DebtBuster Challenge to get out of debt. Actually, I am very flattered. And you know how I’m all about getting out of debt! So here’s the deal ... Read More »

                  I’m Lending Money to People So They Can Consolidate Their Debt. Want Some?

                  Lending Club Investment Screen

                  I’ve written in the past about They are a peer-to-peer lending network where people just like you and me lend money to others and cut the banks out all together. I had $375 that was available in my account to invest so I just logged in and reinvested it. Since I was last on the site they’ve made ... Read More »

                    Why I’m Investing $1,000 to Help People Consolidate Their Debt.


                    I’m old enough now to learn that I should never say never about anything. There was a time that I was very anti peer-to-peer lending and thought there were no longer any opportunities for people to get unsecured debt consolidation loans. My initial uncertainty and hesitancy about this form of lending was supported by what I observed in the early ... Read More »

                      Nobody Will Give Me a Debt Consolidation Loan to Pay Off My Debts. – Scott

                      Ready to Collapse

                      Scott “Dear Steve, I make good income (130,000.00/yr) but have three kids and several credit cards from before my pay went up. we have approx 40,000 in debt and the payment are starting to get more difficult. We are still making all of our payments How can I consulidate all this debt to one payment and pay off quicker? Scott” ... Read More »

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