Erica “Dear Steve, If I wanted to roll my vehicle, credit cards and a dental bill all totalling about $40,000 which debt consolidation lender would be the best? I was considering BOA as I bank with them but have heard that the loans are a tad bit shady. Erica” Dear Erica, You should read the …
Kenneth “Dear Steve, I changed jobs last year and had to take my 401k distibution because I had to pay off a loan that I had taken out on that 401K.They charged me the penalty and took taxes out, but I found out this year that I still owed a little over $3000 in additional …
“Dear Steve, I have just over 20,000 in credit card debt and was wondering if it was worth looking into debt relief. I have an excellent credit score and am still working, but making little payment on by debt. Is it worth ruining my credit score or does it not affect it that much at …
Interest rates on credit cards are climbing and climbing ever higher before new laws kick in to stop that practice. But in the meantime while those with big balances they can’t pay off just watch their cards get ratejacked, I seriously think this is now the time to strongly investigate a fixed rate debt consolidation …
“Dear Steve, I have two lines of credit and one credit card and my husband has an ATV loan all totalling approx. $32000.00. The two line APY’s are great but the credit card APY is outragious and the ATV APY could be better. Is there a way that we could consolidate these four debts into …
“Dear Steve, I am recently married and have $12,000 in credit card debt. I would like to take out a personal loan with a lower interest rate to get it paid within the next 2 1/2 years…much quicker. My husband is worried that it will affect our credit score and we won’t be able to …
I have written a lot about Lending Club (click here) as a place to go for a legitimate debt consolidation loan. And I wanted to show you how much I believe in this peer-to-peer lending network by putting my money where my mouth is. If you apply for a debt consolidation loan by clicking on …
“Dear Steve, Citibank MasterCard increased my interest rate to 19.99% from 14.99% in the summer. I have a balance of $6,000 now. I have always tried to pay twice the amt due. Since my rate increase my debt is increasing. I have paid $1200 in the past 6 months and have not seen a significant …
Well it’s official, LendingClub.com has lost their mind. LOL. They picked me as one of the top five best “DebtBuster” bloggers to share these free gifts with if you want to take the DebtBuster Challenge to get out of debt. Actually, I am very flattered. And you know how I’m all about getting out of …
“Dear Steve, I work full time…finally… make pretty good money, I am young, married, no kids and it is my goal to buy a house in the next 12-18 months. I have about 11000 in super high interest rate credit cards. I have been speaking with Money Management International about a payment plan. They take …