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I’m Recently Married With Credit Card Debt. Can I Get a Personal Debt Consolidation Loan? – Tiffany

“Dear Steve, I am recently married and have $12,000 in credit card debt. I would like to take out a personal loan with a lower interest rate to get it paid within the next 2 1/2 years…much quicker. My husband is worried that it will affect our credit score and we won’t be able to … Read more

Lending Club – A Place to Get Real Loans to Consolidate Debt. I’ll Even Invest in Yours.

I have written a lot about Lending Club (click here) as a place to go for a legitimate debt consolidation loan. And I wanted to show you how much I believe in this peer-to-peer lending network by putting my money where my mouth is. If you apply for a debt consolidation loan by clicking on … Read more

Where Can I Go to Get a Consolidation Loan With a Better Interest Rate? – Jennifer

“Dear Steve, Citibank MasterCard increased my interest rate to 19.99% from 14.99% in the summer. I have a balance of $6,000 now. I have always tried to pay twice the amt due. Since my rate increase my debt is increasing. I have paid $1200 in the past 6 months and have not seen a significant … Read more

Get Some Free Stuff From LendingClub.com

Well it’s official, LendingClub.com has lost their mind. LOL. They picked me as one of the top five best “DebtBuster” bloggers to share these free gifts with if you want to take the DebtBuster Challenge to get out of debt. Actually, I am very flattered. And you know how I’m all about getting out of … Read more

I Have Been Speaking With Money Management International But Not Sure That is The Way to Go? – Banks

“Dear Steve, I work full time…finally… make pretty good money, I am young, married, no kids and it is my goal to buy a house in the next 12-18 months. I have about 11000 in super high interest rate credit cards. I have been speaking with Money Management International about a payment plan. They take … Read more

I’m Lending Money to People So They Can Consolidate Their Debt. Want Some?

I’ve written in the past about LendingClub.com. They are a peer-to-peer lending network where people just like you and me lend money to others and cut the banks out all together. I had $375 that was available in my account to invest so I just logged in and reinvested it. Since I was last on … Read more

Can You Help Me Find a Debt Consolidation Company That Will Work With Me? – Scott

“Dear Steve, I am about $8000 in credit card debt and behind on payments. My interest rates went through the roof and I just cant seem to get ahead on the payments. This all started as a result of two job layoffs and backed up unemployment benefits. I now have a steady job but dont … Read more

We Were Turned Down By LendingClub.com. – Natasha

“Dear Steve, I am married with two young children. We moved in with my mother with the hopes of purchasing a home to take advantage of the first time homebuyers credit. Once we were told that the requirements of the FHA were changed and we needed more down payment, we decided to put the house … Read more

Why I’m Investing $1,000 to Help People Consolidate Their Debt.

I’m old enough now to learn that I should never say never about anything. There was a time that I was very anti peer-to-peer lending and thought there were no longer any opportunities for people to get unsecured debt consolidation loans. My initial uncertainty and hesitancy about this form of lending was supported by what … Read more

I Am A College Student With Good Credit and Bad Debt. – Matt

Matt “Dear Steve, I am a college student and currently have 10,000 in credit card debt. I have been able to make the min payments for them but have not made much progress. I am getting married in a year and a half and really dont want to have credit card debt. I applied for … Read more