We Are Living on Credit and Need to Refinance Our Mortgage. – Alison
“Dear Steve, We have around $70,000 in credit card debt. My husband is self employed, and as the work has slowed, we’ve turned to credit cards more and more, you know how it goes. Five years ago, we bought our house with a sub-prime mortgage, $40,000 down and a “liars loan” basically. It was a …