Question: Dear Steve, In 1994 I found myself in a difficult financial situation after I was hospitalized twice following a suspected blood clot in my leg. I had just moved to a new city for a job; I had only been with the company for about one month when I had began developing symptoms; long … Read more
“Dear Steve, I had a judgement from a credit card against me, I filed for chapter 13 , but the plan was dismissed early. I saw on my credit report that the judgement was there but the company never contacted me. My wages were never garnished etc While going through my paperwork I found a … Read more
“Dear Steve, We recently applied to refinance hoping to get a lower rate. They thought they could save us about $600 to $700 a month on payments. We have 2 mortgages and about $75000 in credit card debt and my 15 year old car has been deemed illegal to drive, so I need to purchase … Read more
Q: Can credit card companies put a lien on my house for my charge offs? – Mitch A: We are guessing that you are asking this question because a creditor or debt collector has mentioned the possibility that it may try to get a lien against your home if you don’t pay a past due … Read more
“Dear Steve, I let an Amex card that was originally used for business by an associate, but in my name, go uppaid and unanswered. It is now being handled by a law firm. They have filed a lien against any property I may purchase in the county in which I live. I do not have … Read more
Stephanie “Dear Steve, My husband had bought a (used, but newer) truck a few years before we married (around’03?) He sold the car(truck) because full insurance with his driving history (at the time) made insurance and payment more than the rent payment. He knew he was “upside down” on the truck lien when he decided … Read more
Kyle “Dear Steve, Quit my job to do real estate investing. Was doing well, but then banks changed lending laws and I couldn’t refinance the houses I had. I bought them using credit cards. I was able to sell one of them, but on top of living on my savings and no income, things depleted … Read more