Should I Stop Paying One of My Credit Cards? – Bianca

“Dear Steve, My hours were just downsized at work. I have been staying afloat on all of my credit cards until now. I currently have a bill due that I cannot afford to pay. I have paid my others but this one has about a $6,000 balance with a minimum payment of $175. So as … Read more

I Lived on Credit Cards in College and Have Not Paid Them. – Amy

Amy “Dear Steve, I just graduated from college and during that time was living on credit cards. I have not paid my card in 4 years. I am barely scraping by as it is and cannot add a $500 payment to my already increasing bills. What is my best option for getting out of debt? … Read more