I Have a Lot of Equity in My Home and Still Can’t Get a Loan Until It Sells. Here’s What I’d Do.
Equity isn’t cash, and it can’t get you past a lender’s income test. Here’s how to bridge a home sale, and what bankruptcy can and can’t protect.
loss mitigation
I Just Got a Notice of Default on My Mortgage. Here’s What to Do Right Now.
A Notice of Default is not foreclosure yet. Federal law limits when your servicer can act — here is the deadline clock and what actually stops it.
Your Creditors Aren’t Judging You. They’re Running a Model — So Should You.
Called your card company before missing a payment and got told no? Here’s the word CFPB’s own advice leaves out — and what to ask instead.
I’m Facing Foreclosure. Here’s What to Do Right Now.
Just got a foreclosure notice? Here’s how to stop it — loss mitigation, reinstatement, the appeal window, and the bankruptcy stay that halts a sale instantly.
Queens Just Had More Foreclosures Than Every Other NYC Borough Combined. Here’s What That Actually Means.
Queens had 167 foreclosures in Q1 2026 — more than Brooklyn, the Bronx, Manhattan, and Staten Island combined. What that number means for every middle-class homeowner.
Equity Skim Scam: Red Flags to Know Before You Sign
Quick Answer: Real estate agent Joanne Seeley defrauded 34 homeowners and 14 mortgage companies out of $6.2 million through a foreclosure rescue scheme that promised to save homes while secretly stealing equity. Red flags include promises to hold equity in escrow, lease-back arrangements, and guarantees to rebuild credit through property transfers.Between 2006 and 2008 real …
Is All State Law Group Legit or a Scam?
Quick Answer: All State Law Group’s legitimacy cannot be determined from available information, but their $3,000 upfront fee structure ($1,500-$1,000-$500) may violate FTC rules requiring attorneys to place fees in client trust accounts. The FTC’s 2011 mortgage relief regulations ban advance fees unless attorneys meet specific licensing and trust account requirements.“Dear Andy,Tried twice to to …
First Horizon Loss Mitigation Contact: Myth vs Reality
Quick Answer: First Horizon’s Loss Mitigation Department can be reached through Leigh Ann Hammon (Lhammon@firsthorizon.com, 214-441-7329) or Shantell Williams (shtaylor@firsthorizon.com, 214-441-6013). Borrowers already three months in default should contact these representatives directly to discuss workout options and avoid foreclosure proceedings.“Dear Steve,My lender is First Horizon Who should I contact with, who is the right person …
