Husband is on Disability and My Paycheck Isn’t Enough to Cover the Bills. – Crystal

“Dear Steve, My husband and I are newlyweds married May of 2011. We are having our first child in July and we are very excited. Last year one month before we left for Hawaii to get married I was let go. Fortunately I was able to find a job the very next but I was … Read more

We Are About to Lose Our Home and My Husband Won’t Talk to Me About It. – Jeanette

Jeanette “Dear Steve, We are about to lose our home $10,000 in the hole my husband has not talked to me i just found out in the mail he takes care of the bills he lost his self employment is now working for someone else I know this is a big change for him a … Read more

Our Mortgage Went Up and We Are Going Down. – Tami

“Dear Steve, My husband works a sales job that is 100% commission. I am at home with our small children. From 2008 to 2009 he took a 100k loss in salary. We purchased a new home in 2008 when we were making plenty of money to afford it. Knowing that the economy was going to … Read more

Reduce Interest To Reduce Payments w/o Affecting Credit – Christina

“Dear Steve, We have too much credit card debt and rely on overtime to pay our bills. In the current climate it appears that the overtime is going to be pulled back and we will lose that extra income. Is there a way to reduce the interest on our credit card payments, thus, reduce our … Read more

James the Police Officer Calls in For Help to Avoid a Repo – Get Out of Debt Podcast

Here is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, … Read more

Should We Put the House in My Husbands Name So He Can Go Bankrupt On It? – Barbara

Barbara “Dear Steve, I bought my home in 1999 and have two mortgages. The 2nd mortgage was in 2005 for home improvements. I was married a year ago and my husband and I were both laid off, he is Dec. 08 and I in March 09. Currently the 2nd mortgage is headed for foreclosure, the … Read more

We Need a Break in Interest From Our Credit Cards. – David

“Dear Steve, We have almost $200,000 in credit card debt. Although we are current on payments, we now have a health situation that may not allow us to continue making our payments. My wife and I make a good income ($220,000 per year), but we need relief – primarily interest relief from the cards. We … Read more

My Fiance Left Me With His Bills. I Am Struggling to Get By. – Angela

“Dear Steve, I currently separated from my fiance and am left with 2 car payments, a motorcycle payment, mortgage, student loans, credit cards and everything else. I obviously, no longer have his income to count on. I have received payment extensions, “down-graded” phone and tv plans, but this stll leaves me negative every pay period. … Read more

I’ve Depleted My Savings, Creditors Are Calling And I Feel Like a Criminal. – Avria

“Dear Steve, Early in 2008, I had a sudden turn of events. I had to quit my job due to health problems and lost half of my household income when my ex and I split up. I had just bought a new car and signed on to what would have been smart loans to transition … Read more