Home > Tag Archives: making ends meet

Tag Archives: making ends meet

I’m About to Lose Everything. Help!


Question: Dear Steve, I have been trying to get a loan to pay off my credit card debt. I am unable to do so as my credit score is to low. I have been checking into debt management but I don’t know what I am doing and I am scared of all of them. I truly need help as I ... Read More »

    I Am Barely Scooting By Paying My Bills. – Carla

    time bomb

    I owe just under $22,000 in credit card debt. This consists of several cards ranging from $5000 down to $600. I am one month past due on my first mortgage and several months past due on the 2nd (which is an equity line of credit) Right now they are reviewing for modification of the second. The first mortgage modification has ... Read More »

      I’m Afraid of Bankruptcy But Struggling Each Month

      adding up

      “Dear Steve, Single mother, income 1600 after deductions, credit card debt 27,000. I have a house and I’ve been making payments for two years of 928 monthly. I have an equity of 26,000. No paymentys behind. You advised me about filing chapter 7 bankruptcy, and even though I don’t want to do it, at this moment I am sure It ... Read More »

        I’m 25 and Not Making Enough Money to Pay Off My Debt. – Jackie


        “Hi Steve, I am a 25 yr, who has a big load of student debt and i have debt from two credit cards when i was 20. I only make 20,000 a year so there is no way i can pay if off. If i have credit card debt from when I was 20, and never touch it yet, what ... Read More »

          Husband Laid Off and We Are Barely Making It. What Now? – Meredith

          Woman in safari hat looking through binoculars

          “Dear Steve, My husband got laid off from his job in November 2009 and has not found employment since and everything has fallen on me. We rent our apartment for the last 12 years and the monthly rent is $885.00. We have about $115,00.00 in debt. It is a mixture of Student Loans, Taxes, Credit Cards, and Payday Loans etc. ... Read More »

            I’m on a Debt Management Plan But Still Struggling. – John

            Ready to Collapse

            “Dear Steve, I am well educated, have a good job & make decent money. About 5 years ago we purchased a house, which in 1 year rose in market value from $109K to $249K, we figured we were sitting on a gold mine, so we borrowed against it to pay off my wife’s legal bills in getting sole custody of ... Read More »

              I’m An Attorney And Struggling to Pay My Bills. – Pamela

              Ready to Collapse

              “Dear Steve, I am a single, no dependents lawyer who always spent where I wanted, when I wanted…and was doing ok with this since I earn $200,000 per year. Four years ago I was hospitalized with a sepsis infection post surgery — I was in ICU on a ventilator for weeks, in the hospital for four weeks and home on ... Read More »

                Massive Credit Card Debt, Three Kids in College, and Getting Nowhere. – Mike

                Ready to Collapse

                My wife and I are both employed and make decent money $125,000 a year. We have three in college. We never get any financial aid because the formula does not take into account the massive credit card debt that we have $45,000, we also have our own student loans from making career changes. After we make a little more than ... Read More »

                  Recent Law School Grad Struggling to Pay The Bills. – Lisa

                  Ready to Collapse

                  “Dear Steve, -Recent law school grad, haven’t passed the bar yet so not working as an attorney -Low paid job as a law clerk -Don’t make enough to cover all expenses, which include, but are not limited to, 3 credit card payments (12k total,) 3 student loan payments, (total owed $250k) -No health insurance and need medication totaling almost $300/month ... Read More »

                    Can I Accept Responsibility and Pay Off My Debts Without My Husband’s Assistance? – Debt

                    Ready to Collapse

                    I am 47 years old with credit card debts totally about 15K and Student Loans in excess of 30K. I married my husband 2 years ago in order to provide health insurance for him and his son due to employment changes. Shortly after our marriage, my employer decided to close the doors where I was working – leaving me with ... Read More »

                      Personal Finance Struggle Universal. Many Dealing With Trying to Make Ends Meet.

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                      When you are struggling to find enough money to get through the month or make ends meet, it an feel as if you are all alone in that effort. Money troubles are internationally universal and experienced by people around the world. Just yesterday I wrote about consumer debt levels increasing in Australia and Canada. The reality is that since the ... Read More »

                        What is My Best Course of Action? – Patricia

                        Ready to Collapse

                        Hi Steve, I closed a retail store in October 2004. I settled my debts the best I could but my credit score took a hit. These last few years I (who will be 52 in May) have been partially employed, underemployed and unemployed resulting in our personal credit card debt escalating. My husband (who will be 74 in April) has ... Read More »

                          My Health Insurance Went Up and I Don’t Make Enough Money. – Diane

                          Ready to Collapse

                          “Dear Steve, I had to make a job change do to health. But when I took this job my Insurance for my health went up 300.00 dollars a month. I dont make enough for the ends to meet, so now I owe my bank over draft fees I am unable to keep up with. Help me please. Diane” Dear Diane, ... Read More »

                            An Experienced Mom Prepares for a Baby

                            Ready to Collapse

                            New is always nice, but gently used furniture, clothing, and baby gear can really ease the strain on your pocketbook when you are expecting. With my first baby, everything had to be new, and perfect. Yes, I was that first time mom! If it was made for newborns, I absolutely had to have it! I spent way more than I ... Read More »

                              My Sons Went to College and Have Six Loans I Can Barely Afford. – Marcia

                              Ready to Collapse

                              “Dear Steve, What is a smart way to be able to get debt free. I have two boys who went to college and we have 6 loans out there now all wanting there money, i am doing my best to catch up and pay on them , but it leaves us has parents and my sons with NO money to ... Read More »

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