“Dear Steve, My wife and I were married in Kansas . The next year I became sick and went to the hospital the bill was way beyond our ability to pay. A judgement has been placed in both our names. She did not sign any document with the hospital that states that she was liable … Read more
I have some past medical bills that are going into collections and one that is already in collections. I am 22 yrs old, a full time student, and i work only part time. I do not have the means to pay for these bills but do not want my credit to be ruined at such … Read more
I am sure you have heard this all before, but life went a bit out of control after lung surgery being slammed down w/ medical bills etc., needless to say, I am in over my head w/ credit cards. Already have an second mortgage (equity) loan I can barely afford and to top all off … Read more
I work in the construction industry as a contractor and in 2008/2009 my average annual income went from $60,000-$80,000 to $24,000-$32,000. During this tough adjustment I managed to hold onto my house and car but lost my health insurance in order to keep my kids insured, my retirement savings and racked up $90,000 in college … Read more
In 2007, I had a good job, as did my husband, and we were making about $80,000+ a year. Everything was good and we had credit cards that we paid off regularly, bought a car because mine blew up, basically we made all our mortgage, credit, car and other payments on time. Then, in 2008, … Read more
“Dear Steve, I’m disabled, and collect Social Security benefits. Two years ago, I was a passenger in a vehicle that was totaled when the driver lost control and slammed into a pole. I live in MA and the accident happened in MA, but the vehicle was registered and insured in CA. Because of a loophole … Read more
Q: My son had is wisdom teeth removed a couple months back, he is 19 and full time college student. Well insurance did not cover what we thought it would and now there is a $1200 balance due. They are calling him stating they are going to send him to collections as he is an … Read more
“Dear Steve, We are a middle class family ($75000 annual income) with some savings, 401k, health retirement account, health insurance, and a mortgage of $110,000. We own our old cars and don’t have anyother debt currently. However, our son, who is a toddler, has several birth defects due to a serious medical condition. We found … Read more
“Dear Steve, I am paying medical bills for my late husband because he was on my policy at the time. Although we were divorced at the time of his death, I was told that I am responsible for paying. I have now come to the point where I cannot afford it. Everything has been cut … Read more
To say that I have bad luck is an understatement. I got behind on all my bills after my wife was bed ridden for 2 months, due to premature labor. We live in a rual area so the care that she needed to keep my son alive was 2 hours east of our home town. … Read more
“Dear Steve, My husband almost died due to an abscess on his liver. Medical bills piled up. Then he lost his job. Then I lost my job due to budget cuts. Currently my husband is unemployed, and I am working, but for less than my last job. Credit cards were used for everyday items such … Read more
“Dear Steve, We have over $35,000 in medical bills and our income will not let us get ahead on the bills. I am disabled due to an injury. I am on disability and my wife works. Over two thirds of the bills are on our credit cards as we had no other way at the … Read more
“Dear Steve, Husband had emergency hand surgery in 2007 after cutting the tendon with a knife. Entered through the emergency room. Surgery performed in the emergency room. Insurrance covered hospital bill. went for follow ups with the surgeon. At a follow up appointment, husband complained that the stiches felt tight, so Dr. cut him open … Read more
A diagnosis of any major disease will change your life. You may spend much of your time thinking about life and death and your own mortality. You might be trying to hold onto a job, if your health will allow it. You may be wondering who to tell — and who to turn to for … Read more
With medical bills skyrocketing, many people feel they simply can’t afford to be sick. But illness and accidents happen anyway, leaving many families financially unhealthy or even bankrupt. While there is no single, simple solution to the high cost of medical care, this brochure is designed to offer suggestions on coping with large medical bills. … Read more