Ever feel like your paycheck disappears faster than you can say ‘autopay’? You’re not alone. Consumer debt isn’t just about credit cards—it sneaks up in ways most people don’t even realize. Let’s talk about consumer debt. You know—the usual suspects: credit cards, car loans, personal loans, and maybe that store credit card you got just …
“Dear Steve, My wife and I were married in Kansas . The next year I became sick and went to the hospital the bill was way beyond our ability to pay. A judgement has been placed in both our names. She did not sign any document with the hospital that states that she was liable …
I have some past medical bills that are going into collections and one that is already in collections. I am 22 yrs old, a full time student, and i work only part time. I do not have the means to pay for these bills but do not want my credit to be ruined at such …
I am sure you have heard this all before, but life went a bit out of control after lung surgery being slammed down w/ medical bills etc., needless to say, I am in over my head w/ credit cards. Already have an second mortgage (equity) loan I can barely afford and to top all off …
I work in the construction industry as a contractor and in 2008/2009 my average annual income went from $60,000-$80,000 to $24,000-$32,000. During this tough adjustment I managed to hold onto my house and car but lost my health insurance in order to keep my kids insured, my retirement savings and racked up $90,000 in college …
In 2007, I had a good job, as did my husband, and we were making about $80,000+ a year. Everything was good and we had credit cards that we paid off regularly, bought a car because mine blew up, basically we made all our mortgage, credit, car and other payments on time. Then, in 2008, …
“Dear Steve, I’m disabled, and collect Social Security benefits. Two years ago, I was a passenger in a vehicle that was totaled when the driver lost control and slammed into a pole. I live in MA and the accident happened in MA, but the vehicle was registered and insured in CA. Because of a loophole …
Q: My son had is wisdom teeth removed a couple months back, he is 19 and full time college student. Well insurance did not cover what we thought it would and now there is a $1200 balance due. They are calling him stating they are going to send him to collections as he is an …
“Dear Steve, We are a middle class family ($75000 annual income) with some savings, 401k, health retirement account, health insurance, and a mortgage of $110,000. We own our old cars and don’t have anyother debt currently. However, our son, who is a toddler, has several birth defects due to a serious medical condition. We found …
“Dear Steve, I am paying medical bills for my late husband because he was on my policy at the time. Although we were divorced at the time of his death, I was told that I am responsible for paying. I have now come to the point where I cannot afford it. Everything has been cut …