Should I Go With Simple Path Financial for My Medical Debt?

Bob wrote to me through the GetOutOfDebt.org website He said, “Steve, I’m disabled and recently survived cancer and declared Bankruptcy on $3.8 million of Medical Debt that I had from 2016. I’ve rebuilt my credit from that, but then I went into kidney failure, leading to dialysis and a transplant. I’m on SSDI I and … Read more

One Thing the Pandemic Hasn’t Stopped: Aggressive Medical-Debt Collection

Darcel Richardson knows she’s fortunate in one sense: She still has her job as a vocational counselor in Baltimore. But despite that, she won’t be able to make her rent payment this month because she’s not getting her full salary for a while. More than $400 per biweekly paycheck — about a quarter of her … Read more

What to Do if You Get a Massive Medical Bill

It’s scary to receive a medical bill that’s costlier than expected. Medical debt can sometimes lead to bankruptcy and hurt things like your credit score and ability to buy a home. Some let the payment notices pile up unopened because they’re afraid of the cost. It’s human nature to avoid unpleasant news, said Annelise Moss Bretthauer, certified … Read more

Thousands of Patients Face Lawsuits From Nonprofit Hospitals That Trap Them in Debt

Over the past few months, several hospitals have announced major changes to their financial assistance policies, including curtailing the number of lawsuits they file against low-income patients unable to pay their medical bills. Investigative reports have spurred the moves, and they prompted criticism from a top federal official. “We are learning the lengths to which … Read more

Low-Wage Workers Are Being Sued for Unpaid Medical Bills by a Nonprofit Christian Hospital That Employs Them

ProPublica is a Pulitzer Prize-winning investigative newsroom. Sign up for The Big Story newsletter to receive stories like this one in your inbox. MEMPHIS, Tennessee — This year, a Methodist Le Bonheur Healthcare housekeeper left her job just three hours into her shift and caught a bus to Shelby County General Sessions Court. Wearing her … Read more

The Nonprofit Hospital That Makes Millions, Owns a Collection Agency and Relentlessly Sues the Poor

MEMPHIS, Tennessee — In July 2007, Carrie Barrett went to the emergency room at Methodist University Hospital, complaining of shortness of breath and tightness in her chest. Her leg was swollen, she’d later recall, and her toes were turning black. Given her family history, high blood pressure and newly diagnosed congestive heart failure, doctors performed … Read more

Is Medical Debt a Predictor of Auto Loan Debt?

The Urban League has put out a great interactive tool that shows debt in America. When you look at the maps showing the most amount of different types of debts, there is a strong correlation between those parts of the country where medical or auto loan debt is higher than average. The darker the color, … Read more

I Was Injured Lounging at the Hotel Pool and Can’t Afford the Medical Bills

Question: Dear Steve, Scores in mid to upper 600’s needs improvement. Cannot afford negative marks on credit report. Injured lounging hotel poolside. resulted in one ER visit resulted in 3 bills. hotel dragging feet, deny liability and now claims payment delayed because I don’t have most recent bills. anyway. the largest of the three was … Read more

I Can’t Afford My Credit Card Debt and My Medications

Question: Dear Steve, I am a 60 year old divorced male-living on social security disability-children are grown and on their own- lost 50% of life savings waiting between heart attack on 3/1/2015 and disability starting in 9/18/2015. Just started medicare this month and paying for doctor’s visits, prescriptions and blood work-medicare is 134 monthly withdrawal … Read more

Why is the Hospital Coming After My Husband for the Medical Debt of His Ex-Wife?

Question: Dear Steve, My husband’s ex-wife incurred a hospital bill for a broken leg prior to their divorce. she was not covered under a health plan at that time, so she was responsible for the entire hospital bill. As part of their divorce agreement, which was signed by the Judge, the hospital debt was assigned … Read more

Medical Debt Leads to Bankruptcy, Collection Calls, Debt You Don’t Owe and Credit Report Errors

A leading consumer group, OSPIRG, released the ninth in a series of reports that review complaints to the Consumer Financial Protection Bureau (CFPB). The latest report explores consumer complaints about medical debt, a major source of problems for consumers, since medical debt items on credit reports are often wrong or about the wrong consumer. The … Read more