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medical debt

Why Another Loan Won’t Fix Your Credit Card Debt

by Steve Rhode

Steve Rhode and Damon Day explain why another loan or a 401(k) withdrawal rarely fixes credit card debt, plus nursing home forms, hospital bills and scams.

Thinking of Dropping Your Medicare Advantage Plan When Open Enrollment Starts October 15, 2026? Get the Medigap Answer in Writing First

by Steve Rhode

Medicare open enrollment lets you leave Medicare Advantage, but a Medigap insurer may not have to take you. Here is the order that protects you.

Medicare’s 2027 Star Ratings Are Out — A 4-Star Plan Still Won’t Tell You What You’ll Pay (October 2026)

by Steve Rhode

Medicare Open Enrollment starts October 15, 2026, but a 4-star rating won’t tell you what you’ll pay. Here are the numbers that will.

The $96.5 Million Generic Drug Settlement Is Open — How to Register for Your Claim

by Steve Rhode

Six drug makers will pay $96.5M over generic drug price-fixing claims. Bought a listed drug 2009-2019? Here’s how to register before the window closes.

Kentucky Is Erasing an Estimated $250 Million in Medical Debt for 130,000 People — Here’s Who Qualifies and What to Do If You Don’t Get a Letter (September 2026)

by Steve Rhode

Kentucky is automatically erasing $250M in medical debt for 130,000 people. Who qualifies, scam warnings, and what to do if no letter arrives.

The $17 Million Kroger Pharmacy Settlement Is Open — How to File Your Claim Before December 2026

by Steve Rhode

Kroger will pay $17M over pharmacy pricing claims. Paid for a prescription with insurance at Kroger since Dec. 2018? You may qualify — file by Dec. 21, 2026.

I Got an Ambulance Bill I Can’t Pay. Here’s What to Do Right Now.

by Steve Rhode

Ground ambulances are the one gap the No Surprises Act left open, unlike ER doctors and air ambulances, which are protected. Here’s what still protects you.

I Got a Bill from an Out-of-Network Doctor. Here’s What to Do Right Now.

by Steve Rhode

Got a surprise bill from an out-of-network doctor? The No Surprises Act may mean you owe almost nothing. Here’s exactly what to do before you pay a dime.

The $35 Million QVAR Inhaler Settlement Is Open — How to File Your Claim Before July 2026

by Steve Rhode

Teva will pay $35M over QVAR inhaler prices. If you bought QVAR since 2015, you can claim cash — here’s how to file before the July 2026 deadline.

Connecticut Just Erased $315 Million in Medical Debt — Here’s What You Can Actually Do About Yours (June 2026)

by Steve Rhode

Connecticut just erased $315M in medical debt — but you can’t apply for programs like that. Here’s what you CAN do about your hospital bills right now, in any state.

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Get Out of Debt Guy Podcast - Steve Rhode

Get Out of Debt Guy Podcasts

  • The 10 Things You Must Do After Bankruptcy
  • Credit Card Debt, Hospital Bills & the “Just Get a Loan” Trap
  • Look Broke for a Year or Stay Broke for 10? The Credit Card Debt Trap
  • Budgets Suck: Debt Traps, Emergency Savings, and Keeping Up Appearances
  • Are You Helping Your Kids—or Hurting Your Retirement? – The Money Choices That Cost Millions

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