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A Million Consumers Victims of GE CareCredit. Refunds to Follow.

The Consumer Financial Protection Bureau (CFPB) has taken action against GE Capital Retail Bank for allegedly taking advantage of consumers through their medical debt financing program. Today the Consumer Financial Protection Bureau is ordering GE Capital Retail Bank and its subsidiary, CareCredit, to refund up to $34.1 million to potentially more than 1 million consumers …

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An 18 Year Old Hospital Debt Has Surfaced and NCO is Trying to Collect. – Ruth

“Dear Steve, I was hospitalized at a metro Atlanta hospital September, 1995. I did have a balance that my insurance carrier did not pay. The hospital had a “forgiveness policy” which was awarded to me. Now some 18years later NCO Financial Systems is trying to collect. How do I proceed. They to not understand. This …

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Urgent Care Wants Nearly a Thousand Dollars for a Visit! – Diane

“Dear Steve, Our daughter has been having a chronic urinary track infection since the age of 3. Now at the age of 10 and dealing with the constant bed-wetting as well as the horrible smell that gets everyone (and not to mention her fragile tween self-esteem), I put my foot down at our normal pediatrician’s …

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Consumer Billing and Debt Safeguards Under Obamacare / Affordable Care Act

Like it or not, the Affordable Care Act is the law of the land now and it’s time to start really understanding what the Act provides consumers. While you might have had a visceral reaction to the law, a review of the 974 page compilation of patient protection under the Act brings some favorable safeguards …

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I’m Trying to Get the Debt Collector to Settle on Some Old Medical Bills. – Amber

“Dear Steve, I have been trying to fix my credit. I have four collections, all medical bills that are suppose to fall off by Aug 2013. I decided to try and pay them. The collection agency says they have 6 unpaid bills that total $4800. I only see four of them on my credit report …

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