“Dear Steve, i live in california i am un-employed due to medical problems i have had three major surgeries in a two year span my husband is our only source of income, we currently had a collection agency inform us they will be taking us to court to garnish wages unless we pay 6131.00 in …
Pretty much the only things on my credit is Medical Debt. My score is very low because of this. I cant possibly pay for all the medical debt I have. I went without health insurance for awhile so there is debt from that when I had to go to the hospital for different problems. Also …
Back in 2003 a family member had a sleep study and the clinic staff assured him it would be covered by our insurance. They requested a second study and we once again were assured by billing staff that it would be covered. He stated that he would not have it unless it was covered. When …
Q: My son had is wisdom teeth removed a couple months back, he is 19 and full time college student. Well insurance did not cover what we thought it would and now there is a $1200 balance due. They are calling him stating they are going to send him to collections as he is an …
“Dear Damon, My wife retired early due to medical reasons last year. My hours have been reduced at work. Our total incomer has dropped by 30%. We are now in the process of short selling our house. We also have credit card debt of $50,000. I have been told that my credit score of 750 …
“Dear Steve, I am paying medical bills for my late husband because he was on my policy at the time. Although we were divorced at the time of his death, I was told that I am responsible for paying. I have now come to the point where I cannot afford it. Everything has been cut …
The Wall Street Journal is reporting a story about how small unknown medical debts can lead to big problems and a lot of expenses for especially those trying to get a mortgage or refinance. Otherwise well-qualified borrowers with good loan-to-value ratios and steady employment are increasingly finding it difficult to refinance because of medical billing …
Before May of 2009 I NEVER had anything late, no credit cards, no car payment no utilities late! But on May 2, 2009 my son was a passenger in a horrible car accident where I had to stay in the hospital with my son for over 53 days and EVERYTHING fell behind in July, 2009 …
“Dear Steve, Family of 4 (13 yr & 12 yr girls). My salary = $112K, wive’s salary = $40K. Total Assets $292K (liquid $10K, autos $9, house $200, 401K $73K). Total Liabilities $204K (mortgage $112, home equity loan $41K, credit cards $24K, 401K loans $22K, auto loan $5K). Net worth = $88K. . .plummeted 35% …
“Dear Steve, I have a new baby, hospital bills from birth and baby’s special needs, am in danger of getting behind on my truck loan payment, have about 12,000.00 in credit card debt from poor decisions in college. I’m overdrawing my checking account every month to cover expenses and can’t seem to get ahead, plus …
