Now here is a point many in the debt world get totally wrong. They assume that the debt someone has is the problem. That’s not true. In fact the debt is the byproduct of another event and like losing partial vision in one eye, it’s the symptom of a greater underlying issue. If the focus is on the debt itself ... Read More »

“Dear Steve, I have over 15,000 in hospital debt, over 9,000 in traffic fines and a student loan debt of more than 30,000 dollars. I keep making valuable efforts to repay with my income but with recent moves and job changes Im just losing my mind focus and energy. I regret my financial decisions and argued some of my fines ... Read More »

Aaron “Hello Steve, My girlfriend is a full time student in college. She has maxed out her Bank of America credit card ($6,000) and has about $5,000 in student loans. She has a mental illness and most likely won’t be working for quite some time. She has missed one payment about 4-5 months ago. Her credit card rate I believe ... Read More »

Sara “Dear Steve, My sister-in law has recently been diagnosed with paranoid schizophrenia and is currently locked up in in a mental hospital for the next few months, possibily years at this point. She owes about 6000 in student loans for which she has defaulted on. My husband is a co-signer on her loan so he is now forced to ... Read More »