A Merchant Cash Advance Company Froze My Bank Account. Here’s What to Do Right Now.
A merchant cash advance company froze your bank account — here’s how to find out why, and the fastest legal paths to get your money back, right now.
Merchant Cash Advance
My Business Failed and I Personally Guaranteed the Loan. Here’s What to Do Right Now.
Your business failed and you personally guaranteed the loan? You’re personally liable — but bankruptcy can discharge it. Here’s what to do right now, before you sign or pay anything.
An ‘MCA Debt Settlement’ Owner Just Pleaded Guilty to Fraud — Here’s the Red Flag That Gives the Scam Away
An MCA debt-settlement owner pleaded guilty to wire fraud after taking $3.7M from small businesses. The one red flag that gives the scam away.
NY AG Shuts Down Fake Law Firm That Sent 35,000 Fake-Urgent Letters to Tenants Facing Eviction
Tenants Counsel Network scraped court records, sent fake-urgent letters to 35,569 tenants — signed by a fictitious attorney. Here’s how the scheme worked and what it means.
Merchant Cash Advances: The Research and Data the Industry Doesn’t Show You
Complete research hub on merchant cash advances: how they work, what they cost (70-350%+ APR), the regulatory gap, enforcement actions, and your options. Federal Reserve data and court records.
Merchant Cash Advances Exposed: What Factor Rates, Brokers, and the Fine Print Are Really Costing Small Businesses
Merchant cash advances charge 70-350% effective APR hidden behind factor rates. Federal Reserve data, NY AG enforcement records, and court rulings reveal what the industry conceals.
Business Debt Collection: How It’s Different From Consumer Debt (And Why That Matters)
Business debt collection follows different rules than consumer debt. The FDCPA doesn’t protect most business debts — here’s what laws do apply and how to protect yourself.
What Is a Confession of Judgment? The MCA Clause That Lets Lenders Skip the Courtroom
Confession of judgment clauses in MCA contracts let lenders freeze your accounts without a hearing. Here’s what they are, which states ban them, and how to fight back.
What Happens If You Default on a Merchant Cash Advance (From Someone Who Has Seen This Before)
What happens after MCA default changes everything: UCC liens, frozen accounts, personal guarantees — and why courts are now ruling in your favor
MCA Justice Lawsuit: The Lead Generator Behind Delancey Street Group, Explained
A federal class action accuses Delancey Street Group and its lead generator MJA Holdings — operating as “MCA Justice” — of texting business owners on the Do Not Call Registry, failing to transmit proper caller ID (showing “BABYLON NY” instead of the company name), and ignoring a stop request made three years earlier.
