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Home > Tag Archives: Michael Tapia

Tag Archives: Michael Tapia

Four Years Later, Consumers Get Pennies From Debt Relief Scam

business, people, bankruptcy and failure concept - close up of businessman showing empty pockets over blue background

Four years ago now the California Department of Justice swooped in an shut down an enterprise they claimed was taking advantage of consumers who were seeking mortgage modification or actions against the mortgage company. More can be read here. The parties named in the original action included: Attorneys Processing Center, LLC, also doing business as Attorney Processing Center, and Processing ... Read More »

    Attorney Mitchell Stein Gets 204 Months in Federal Prison. Refunds to Begin.

    time and money

    It’s hard to believe it has been nearly four years I’ve been writing about Mitchell Stein, an attorney out of California who, at the time, was involved in the mass joinder approach of selling consumers hope they could sue their mortgage company. Stein seemed to be at the forefront of the movement that was selling litigation to consumers all across ... Read More »

      Mortgage Scams Take Minutes to Nab Consumer But Years to Unwind


      I received an update on a case where a receiver had been appointed to liquidate a scam mortgage relief group and provide restitution to consumers. This goes all the way back to a 2011 action by the California Attorney General against companies selling “Mass Joinder” mortgage elimination. The pitch seemed like an instantly addictive drug to suffering consumers. They were ... Read More »

        Mass Joinder Receiver Report States What They Found During Raid

        The court appointed receiver of the law offices and companies that were raided and seized in the recent mass joinder actions in California has shown that the very issues were were all concerned about, appear to have been true. Marketers for lawyers selling access to mass joinder and tort litigation created such a network of deception in cooperation with lawyers ... Read More »

          Mass Joinder Raids and a Review of the Lawsuits Against Lawyers and Marketers

          Mass Joinder

          Yesterday a number of law enforcement officials raided offices of lawyers and marketing participants who have been involved in mass joinder efforts. Consumers were sold access to lawsuits with a number of claims against their lenders and were told they could get their homes free and clear, cash back, stop foreclosure, etc. These efforts were pushed by marketers that took ... Read More »

            California AG Speaks Out on Mass Joinder & Tort Litigation Raids

            Ready to Collapse

            California Attorney General Kamala D. Harris today announced that the California Department of Justice, in conjunction with the State Bar of California, has sued multiple entities accused of fraudulently taking millions of dollars from thousands of homeowners who were led to believe they would receive relief on their mortgages. Attorney General Harris sued Philip Kramer, the Law Offices of Kramer ... Read More »

              Now the Mass Joinder Marketers Are Selling More BS With the Mortgage Compliance Review


              Over the past week I’ve been getting more tips in from consumers that are being approached through fake looking mass joinder H-118 marketing mailers like the one below. As you can see from the mailer it appears to be a government or official form that appears to proclaim that you may be eligible to stop foreclosure, and seek compensation for ... Read More »

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