Will My Unpaid Pay as You Go Mobile Phones Keep Me Out of the UK?

“Dear Jon, I am a Sri Lankan. While in University in the UK I had obtained 2 phones on a pay monthly scheme. I returned home a month before my Visa expired knowing that my monthly payments would be defaulted and that I could do nothing about it. I had never checked my credit file … Read more

Take a Nap – Lose Your Smartphone. The Art of the Steal.

I often write about more sophisticated attempts to extract money from consumers in financial trouble but a story out of China caught my attention because of it’s simplicity and financial impact. For those of us whose lives now feel dependent on a smartphone, those little devices are getting more and more expensive. As of today, … Read more

How Your Cellphone Can Help You Build Credit

Mobile alerts from your credit card issuer can do much more than alert you to possible fraud. You can use that information to help you improve your credit. First, a word about how credit scores work. The two biggest factors are paying on time (35%) and the amount of credit you use relative to your … Read more

Cell Phone Provider to Pay Millions for Throttling Data. Refunds Available.

TracFone, the largest prepaid mobile provider in the U.S., has agreed to pay $40 million to the Federal Trade Commission to settle charges that it deceived millions of consumers with hollow promises of “unlimited” data service. The FTC’s complaint against TracFone alleges that since 2009, TracFone has advertised prepaid monthly mobile plans for about $45 … Read more

Will I Have a UK Police Record for Not Paying My Mobile Phone Bill? – Salman

“Dear Jon, I owe a particular phone company around 1600 and haven’t paid anything to them in a year . I am wondering that would an unpaid phone bill of £1600 would result into a UK police record if not paid over a period of 1 year ? Or its just civil law ? Salman” … Read more

Can Debt Collectors Call Me on My Company Owned Cell Phone? – Paul

About 4 months ago I had to goto ER, so now I’m finally getting around to setting up payment plan for the portion ins didn’t cover. I call the hospital billing dept and the girl there says I can do payment plan: minimum is $105 pe rmonth until balance of $3000 is paid. I said … Read more

ConsumerCellular Targets Retired Citizens With Affordable Cell Phone Plans And Senior Friendly Telephones

A few weeks ago Steve came to me and said, “hey, do you think you could find the cheapest cell phone service for someone that talks less than 120 minutes a month using the site ConsumerCellular.com?” “Of course,” I thought. CHALLENGE ACCEPTED! I started my search by heading over to ConsumerCellular.com where they provide a … Read more

I Can’t Pay My Mobile Phone Bill. Will I Be Able to Get Back Into Australia? – Tom

“Dear Steve, I was using a mobile with contract base and I had always high amount of bill bt I always paid tht bills on time for more than 1 years bt after that I was running through really bad situation like lost my job and was not able to make money and in the … Read more

My Son Has a Huge Mobile Phone Bill. Does He Have to Pay It? – Martin

Martin “Dear Steve, My son is a student at the end of his first year with 6K of debt. He went on a cheap holiday to Greece recently and lost his mobile on the last day. He cancelled his direct debit foolishly thinking that this would cancel his contract. I discovered that he had lost … Read more

If I Don’t Pay My Mobile Phone Bills in Australia Will They Disconnect My Service? – Ankur

“Dear Steve, I am permanent resident of Australia, and currently back in my home country since last 5 months. I have been paying my 3 mobile phone bill on time, but now I don’t want to pay it as I don’t know when I will be returning to Australia. If I don’t pay my bill … Read more

I’m a Student in the UK, My Phone Bill is Almost £300 This Month and I Plan Not to Pay It – Ali

Ali “Dear Steve, Hi there, i am an international student in the UK. when i got here i bought a phone contract for 35 pounds a month. i also made alot of international calls being unaware of the high international calling rates my phone bill this month is almost 300 pounds.. I have cancelled my … Read more

I Can’t Pay My Australian Mobile Phone Bill. – Wish

Wish “Dear Steve, I am an international student studying in Melbourne. When i came here 6 months ago i had signed up for a $49 Cap contract for 24 months offered by a mobile company along with a new handset worth $500. I have paid my bills promptly for last 6 months..now i am going … Read more