They Said My SAVE Forbearance Months Still Count Toward My IDR Forgiveness Clock. They Don’t.
SAVE forbearance months don’t count toward your IDR forgiveness clock. Unlike PSLF, there’s no buyback fix for IDR — here’s why, and what to do.
Mohela
Sweet v. McMahon: Ninth Circuit’s Final Ruling Confirms Automatic Discharge for 170,000 More Borrowers
The Ninth Circuit’s July 17, 2026 ruling rejected the Department of Education’s appeal in Sweet v. McMahon. Here’s who gets automatic discharge and who doesn’t.
Sweet v. McMahon Borrower Defense: The April 15 Deadline That Could Erase Your Student Loans
Sweet v. McMahon borrower defense deadline is April 15, 2026. Here’s who qualifies for automatic student loan discharge and exactly what to do now.
Navient Will Settle Your Private Student Loan for Less Than You Owe — Here’s How It Works
Navient will settle private student loans for 30–60 cents on the dollar after default and charge-off. Here’s how the process works, who qualifies, and the 2026 tax wrinkle nobody’s talking about.
Student Loan Balance Doubled on Credit Report? DOE Faces Class Actions
Two federal class action lawsuits claim the U.S. Department of Education is reporting inaccurate student loan data to credit bureaus — including balances that appear doubled and delinquency flags affecting 5 million borrowers who did nothing wrong.
Student Loans Secretly in Forbearance During Servicer Transfers
When student loan servicers change, your loans can be automatically placed in forbearance without your consent. Over 30 million borrowers have been affected. Interest keeps accruing during the transfer, and if you don’t act quickly, you could owe more than expected.
MOHELA Complaints: What They Mean and What to Do
Quick Answer: MOHELA complaints typically involve issues with loan servicing, payment processing, and miscommunication about repayment options like REPAYE plans. Borrowers should document all interactions with MOHELA and file complaints with the CFPB if the servicer provides incorrect information about interest subsidies or capitalizes interest without proper disclosure.Date Received: 2018-12-05Product: Federal student loan servicingIssue: Dealing …
MOHELA Complaints: What They Mean and What to Do
Quick Answer: MOHELA complaints typically involve unauthorized collection attempts, credit reporting errors, and failure to validate disputed debts as shown in this case where the servicer made 27 credit inquiries despite payment confirmation. Borrowers should document all disputes in writing and demand proper debt validation when MOHELA continues collection activities.Date Received: 2018-06-23Product: Federal student loan …
MOHELA Forbearance Complaints: What Records Show
Quick Answer: MOHELA appears to automatically place borrowers on forbearance when they qualify for $0 income-based payments, even without requesting it. During forbearance periods, payments primarily go toward interest rather than principal, and MOHELA may not send monthly statements, creating confusion for borrowers trying to track their loan status.Question:Dear Steve,I have a consolidated Dept of …
MOHELA Complaints: What They Mean and What to Do
Quick Answer: MOHELA complaints typically involve loan servicing issues like denied forgiveness applications and poor customer service, as shown in this CFPB case where a borrower’s loan went to collections despite submitting required documentation. The company responded to the complaint with an explanation, though the resolution details aren’t specified.Date Received: 2017-04-28Product: Private student loanIssue: Struggling …
