Is Debt Shame Wrecking You? Here’s the Truth You Need to Break Free.

It’s 4:03 AM. You’re staring at the ceiling, your stomach in knots, and your brain won’t stop racing. You’ve done the math a hundred times, but the numbers never work. The bills are due, the paycheck isn’t enough, and the pressure and debt shame feel unbearable. I’ve been there. In this video, I talk about …

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Debt Crisis: What to Say (and NOT Say) to Someone You Care About

When someone you care about is stuck in a debt crisis, it’s easy to feel helpless—or worse, to say something that accidentally makes them feel even more ashamed or alone. I’ve been helping people with debt problems since 1994, and I’ve seen it too many times: well-meaning friends and family give advice that backfires, not …

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