Your hurricane deductible may be a percentage of your home’s insured value, not a flat amount. What to check before Hurricane Isaias, and what to do after.
Select Portfolio Servicing faces multiple lawsuits alleging payment refusals, false credit reporting, illegal foreclosure threats, and improper COVID forbearance demands. Here’s what your rights are under RESPA and FCRA — and how to fight back.
Quick Answer: The CFPB found that some mortgage servicers violate federal rules due to deficient technology and process breakdowns, particularly with loss mitigation and servicing transfers. The Bureau emphasized that servicers cannot use outdated systems as excuses for non-compliance with servicing rules that took effect in January 2014.Today the Consumer Financial Protection Bureau (CFPB) released …
Quick Answer: The Independent Foreclosure Review faces legitimacy concerns as America’s four largest banks (Wells Fargo, Citibank, JPMorgan Chase, and Bank of America) are heavily involved in evaluating their own foreclosure abuses. Three of these banks even help determine compensation amounts for victims, creating potential conflicts of interest in the program designed to compensate harmed …
Did this conversation help?
Thank you. I'm glad you reached out.
You took an important step today. Come back any time.
Think of this as me — just in AI form. I've walked in your shoes. I filed bankruptcy myself in 1990, and in over 30 years of experience I haven't seen a situation that can't be worked through or a person who deserves judgment. Everything here is built on that experience, that research, and genuine care for you. I can't be there in person. But I can be here.
Conversations are saved anonymously. Personal details are automatically removed before storage. This is an AI — not a financial advisor, attorney, or therapist.
Not sure where to start?
Been here before?
