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I Am Getting Married And We Want to Buy a House But My Credit Isn’t Great. – Kelli

“Dear Steve, Hope all is well! My fiance and I are getting married next April and are currently saving to purchase our first home! We are saving around $12,000-$15,000 for the down payment, we are looking to purchase a house no more than $130,000. The only problem is I have 2 charge offs from CC … Read more

Should We Cash Out the 401k to Pay Off the Mortgage? – Lorriell

Lorriell “Dear Steve, My husband and I are Mid-30’s and have been married and investing heavily for 16 years. We are watching our investments plunge. We owe $126K of $194K mortgage. No other debt. We are locked in at 4.75% refi. but wondering if cashing in one of 401K would be better. Wondering about the … Read more

What You Need to Know Before You Refinance Your Home to Pay Off Debts

Consolidating your debt with the equity in your home can be a terrific money-saving strategy. The interest rate may be much lower than you’re paying on your other bills and, if you itemize on your tax return, you can usually deduct the interest you pay – making the effective rate of the loan even more … Read more

Overextended Borrowers Stop Paying Mortgages and Capitalize on Time to Eviction

In this day and age the amount of people unable to pay their mortgages is on the rise. Be it medical bills, loss of income or a change in circumstances, many people are running into shortages in their lives leaving them coming up short for that monthly mortgage payment. While these times in life are … Read more

National Mortgage Help Center – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below. The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are … Read more

US Mortgage Bailout – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below. The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are … Read more

Integrity Mortgage Modification – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below. The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are … Read more

I Only Want One-Third of the Mortgage to Show on My Credit Report. – Rick

Rick “Dear Steve, I’m considering buying an investment property in a country outside the US. I know that the foreign lender has checked my credit report (which is excellent, by the way). I will buy the property with two other friends, to split the cost in 3 ways. But the mortgage will be in my … Read more

How Can I Get Bank of America to Modify My Countrywide Mortgage? They Keep Refusing. – Clare

Clare “Dear Steve, My husband and I are separated, he is giving me 2100 a month to pay his car, ins, and credit card debt, I net 4330 a month and my house payment is 2850 plus association dues of 98. I have two car payments (his and mine) 942, and min. credit card pymts … Read more