Where Did My Payment Go For Arete Financial Freedom?

Question: Dear Steve, I was enrolled in the Arete Financial program. I’m getting emails from you saying I haven’t paid my November payment. I’m so confused. I’m still making payments to the company. Please inform me as to what is going on. I’m not sure what to do. Thanks, Tamie Answer: Dear Tamie, Arete Financial … Read more

Arete Financial Freedom Employees Clean Out Dates and Receiver FAQs

The Receiver in the case involving Arete Financial Freedom and others has posted an FAQ that provides specific information on what consumers should do. But first, in more evidence the Arete settlement clients will remain in limbo, former employees are being escorted to clean out their desks. The Receiver says “Notice to Employees – December … Read more

Arete Financial Freedom Debt Settlement Services Raising Concern

I received the following comment from a consumer regarding her services with Arete Financial Freedom settlement services. These sorts of issues the consumer states are sometimes difficult to evaluate. It is sometimes hard to distinguish between an unhappy consumer who is stuck in a program being investigated by a regulator and valid complaints. Arete Financial … Read more

Arete Financial Freedom Settlement Business Looks Cooked

The case filed by the Federal Trade Commission (FTC) against American Financial Support Services over alleged illegal student loan assistance program issues looks like it has snagged the debt settlement program of Arete Financial Freedom leaving consumers in a very problematic limbo. How This Happened The FTC filed suit against the following: “Defendants American Financial … Read more

Recent Debt Relief Case Turns Into a Rabbit Hole for Conspiracy Theorists

While some people can find the biggest conspiracy in the smallest discrepancy, I don’t embrace that approach. Instead, I try to look for verifiable facts that can be supported with outside documents. The recent case against American Financial Support Services, Arete Financial Group, Arete Financial Freedom, CBC Conglomerate, 1file.org, Diamond Choice, Interest Rate Solutions, J&L … Read more

Receiver Report on American Financial Support Services Contains Exotic Cars, Mushrooms, Gun, Weed, and Interesting Details

The preliminary report of the court-appointed receiver was made public in the case involving a number of student loan assistance companies including American Financial Support Services. To refresh your memory on the case, read this. In recent days, people named in the case have filed documents saying they should not have been included or had … Read more

National Consumer Law Group Finds Itself in Court in Maryland

BALTIMORE, Md. (Legal Newsline) – A Maryland consumer alleges she was injured by the actions of a professional corporation that claimed to offer debt relief. Maria Hernandez filed a complaint May 11 in the Circuit Court for Anne Arundel County against National Consumer Law Group APA, Global Client Solutions and Mandip S. Purewal alleging violation … Read more

My Mom is Dealing With US Legal Services Group. – Jillian

Question: Dear Steve, My mom needs help with this she has been paying U.S. Legal Services Group for more then 3 years now. Now they are switching to Global Client Solutions and sent her a check and told her the accounts haven’t been paid for 3 months. She has been paying them $500 a month … Read more

US Legal Service Group Sends Consumer Script – DOH!

A consumer who was investigating the debt relief services offered by US Legal Services Group received a surprise in their contract package sent to them to sign and enroll. Oops, it included the field agent sales script as well. It appears from the documents turned over to me, the consumer was being sold an advance … Read more

National Consumer Law Group – Consumer Complaint – 2-21-2012

Date This Problem Happened: August 31, 2011 State You Live in: Nebraska Race/Ethnicity: White Age Range: 36-50 Total Amount of Fee Paid: $1,975 Company Name: National Consumer Law Group Company Address: 22320 Foothill Blvd #400 Hayward, CA 94541 Company Telephone Number: 888-988-6254 Website of Company: nationalconsumerlaw.com Consumer Statement: I have a couple of rather large … Read more

Mass Joinder Soap Opera. New Episode, Affiliate Sues Attorney Davis and Kramer.

For those of us watching the train wreck of mass joinder efforts it seems every day brings a new episode of how not to run a debt relief business. In this case the mass joinder niche is where attorneys are selling access to lawsuits against banks for improprieties in mortgages. Access is sold through affiliates … Read more