I feel like it’s insurmountable and my debt has me depressed. – Bob

First off, this is a great website and I’m sure I speak for many in thanking you for doing this and providing advice for all of us. I feel like there’s no end in sight and it has me depressed. Years ago while my Dad was unemployed, I decided to help my Mom in paying … Read more

I Filed Bankruptcy and Debt Collectors Are Violating My FDCPA Rights – Maria

“Dear Steve, I have many messages left on my answering machine from debt collectors. Some of which I believe are violations of the FDCPA. Creditors Interchange has left messages about expediting judgment against us-no mini-miranda ever. Fred Hanna Associates mention they are debt collectors. And they do say that if this is not so and … Read more