How to Stop Paying Your Student Loans if You Are Hit With a Hurricane, Tornado, Earthquake, or Blizzard

Your government cares about you, well, sort of. If you owe money on federal student loans you may be able to stop paying the loans and have the privilege of being charged additional interest if you live in an area hit with a horrible natural disaster. The Department of Education says they check “the Federal … Read more

Natural Disaster Financial Checklist to Save Your Finances

When a catastrophe like Hurricane Harvey or Hurricane Irma happens, your world can be turned upside down. During these tough times, it may be difficult to know who to trust and where to look for guidance and assistance, as well as what financial steps to take as you begin recovering. These are a few organizations … Read more

Hurricane Sandy Slammed Into My Finances. What Should I Do?

“Dear Steve, Yesterday a very dear family member came over to ask for some debt advice. Because my husband and I are the only ones in the family with sound financials (we are both 30, live in Manhattan, have zero debt, and are about to buy an apartment where we are putting a minimum of … Read more

Debt Survival Bible – Three Months After a Natural Disaster

Hopefully your life and financial life have recovered by now from the natural disaster you lived through. If not, then we’ve got some work to do and if your income has not returned to pre-disaster levels we need to start thinking about dealing with your current debt levels. As I’ve said before, the ability to … Read more

Debt Survival Bible – Immediately After a Natural Disaster

Okay, the worst has happened and you are now displaced and out of your home. Hopefully it will only be for a short period of time but in some cases it might take weeks and years to get your financial life back to some version of what it was before the disaster. The first thing … Read more

Debt Survival Bible – Natural Disaster Evacuation Guide

Life is unpredictable. When you least expect it some manmade or natural even can suddenly appear in your life and through your world into turmoil. Be it a hurricane, wildfire, tsunami, earthquake or other natural disaster; you need to know what to do to handle the event and survive financially. This guide will help you … Read more

Debt Survival Bible – Natural Disaster Hunker Down Guide

If you are facing a natural disaster and must shelter in place then follow the steps below to best prepare to protect your finances while you ride out the event and recover. Depending on how bad the event is, it might be a day, weeks or months before your financial life returns to some degree … Read more

Giving Back When Money is Tight

Last weekend a nasty tornado ripped through my town of Raleigh, NC. Many of you undoubtably heard about this nasty cyclone on the news, reported to have been 4 miles wide and continue for roughly 96 miles. By a miracle my family and I were spared from any devastation. However, some were not as lucky. … Read more