Federal student loan changes hit July 1, 2026. What SAVE borrowers must do in the next 3 weeks, the PSLF auto-enrollment trap, and the Parent PLUS deadline that closes June 30.
Quick Answer: Parent PLUS loans will no longer be available after June 30, 2026, and existing borrowers will lose access to Public Service Loan Forgiveness and most income-driven repayment plans. Parents should act before this deadline to secure current benefits, as new regulations will impose a likely $50,000 lifetime borrowing cap per child and eliminate …
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