We Are Confused And Not Sure What to Do to Get Out of Debt. – Penelope

“Dear Steve, We remodeled our home, refinanced, bought vacation time shares (which we enjoy), had unexpected expenses for our son who was going to JC, living at home, not working, and needed COBRA coverage. (He is now away at school on grants and loans). We had high credit card debt that was steadily decreasing as … Read more

I’ve Looked Into Credit Counseling But I’m a Little Scared. – Wendy

“Dear Steve, I lost my job in august for last year for two months. I then was only able to get a part time job. Before that I was able to make my credit card payments. on time with a credit score of 780. I called my creditors before I was even late for my … Read more