Novicore Solutions Review: Is It Legit?

Quick Answer: Navicore Solutions (formerly Garden State Consumer Credit Counseling and Novadebt) is a legitimate credit counseling company that changed names on October 31, 2014. The company appears to be expanding beyond financial services into family services and health/wellness programs, following a business model similar to CareOne Brand.Remember Garden State Consumer Credit Counseling changed their …

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Student Loan Alliance Training: What It Means

Quick Answer: Student Loan Alliance provides standardized training to nine major credit counseling agencies to ensure consistent quality service for borrowers seeking help at StudentLoanHelp.org. The training includes certification exams for counselors and covers student loan repayment options alongside traditional debt counseling services.Student Loan Alliance put out a press release earlier this week talking about …

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Debt Management Plans: What They Are and Do

Quick Answer: Debt management plans are credit counseling programs that consolidate monthly payments and may reduce interest rates, but aren’t automatically the best option despite credit card company recommendations. Consumers should compare all debt relief options including settlement and bankruptcy using calculators and research completion rates before choosing any company.“Dear Steve,I have one credit card …

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Is NovaDebt Legit or a Scam?

Quick Answer: The post doesn’t directly address NovaDebt’s legitimacy but describes a business owner’s $90,000 credit card debt crisis following the 2008 financial crash. The individual maintained a 775 credit score and never missed payments but needs debt relief to access new credit for business growth.“Dear Steve,In 2008 I had a successful internet service company …

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Credit Counseling CEO Pay: Is It Legit?

Quick Answer: While credit counseling organizations operate as legitimate nonprofits, executive compensation raises concerns about priorities, with 12 of 44 federally-approved agencies paying CEOs over $300,000 annually. Critics argue these agencies may prioritize debt management plans over bankruptcy due to revenue incentives from creditor fees.Thanks to a tipster (send in your tips here) I was …

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Credit Counseling Pay-for-Performance: Is It Legit?

Quick Answer: A lawsuit alleges that credit counseling companies like Money Management International secretly work as collection agents for creditors like JP Morgan Chase rather than helping consumers. The complaint claims these “non-profit” organizations mislead distressed borrowers while actually facilitating collections for the creditors they owe.This comes straight from a tipster (send in your tips …

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Novadebt Review: Is It Legit?

Quick Answer: This page collects consumer reviews and complaints about Novadebt, a debt relief company, to help potential clients make informed decisions. The post requests feedback on customer service, fees, communication, program success rates, and overall experiences with the company’s debt relief services.Please share your experience with this debt relief company and provide your review …

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Novadebt Taking Over Allegro Law Debt: What to Do

Quick Answer: When Novadebt takes over Allegro Law debt cases, consumers should stop payments to Allegro since they weren’t paying creditors and investigate licensed alternatives. Allegro Law was operating illegally outside Alabama, and consumers should research state-licensed debt adjusters through their banking department rather than continuing with fraudulent services.“Dear Steve,I signed up with Allegro Law …

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