We have credit card debt and medical bills that we cannot keep up with – approximately $15,000. I am a stay-at-home Mom who works part-time in a seasonal job. My husband took a pay cut when he got re-employed over a year ago. We have creditors calling because we’ve fallen behind in our credit card … Read more
Out of work for year and a half. Have used up most of savings and have 2 credit cards almost maxed out. Within last several months all bills have been kept current but now things have really tightened up. How can I receive assistance. One company was willing to work with me however the other-Capital … Read more
“Dear Steve, My wife’s company is about to close next week… she owes $21,000 in credit cards to Direct Merchants Bank, Bank of America and Chase. Her minimum payment every moth is $655 per month. She has never been late. I was laid off in April and no work yet. My mom had some debt … Read more
“Dear Steve, I am currently an independent contractor with 3 dyas of work in the last 4months, I lost my mother who was the care giver for my stepfather, all the insurance and financials are in his name. he is currently in a rehab facility and has been there for 3wks and he can not … Read more
“Dear Steve, I am unemployed,but i have some savings! I have 3 credit cards that total $14,000 and a car loan that I owe $6,000 on. what do you think i should do? they are all over two years delinquent! Tim” Dear Tim, You have two choices, you can either wait till you start making … Read more
Brian “Dear Steve, I am currently out of work. My wife is employed and we are upside down on a mortgage that is in my name alone. Her income is not enough to pay the bills without dipping into our savings. This could possibly run our savings down to nothing and then we lose the … Read more
Lori “Dear Steve, My husband is going to be unemployed Friday. We aren’t in dire straights just yet however there are only so many hours I can work. He is making the radar but with 9 interviews underfoot and 2 more scheduled he still has found no work. We have submitted over 50 applications to … Read more
Kathy “Dear Steve, We have credit card debt and an unsecured loan, they total $25,000. I looked at several debt relief places including a law office. I want to partially retire in 2 years because I have a disability and it is very hard for me to work full time. My husband was out of … Read more
When I was growing up my Dad found himself unexpectedly unemployed. He went from being an executive to without work, through no fault of his own. I often think back about those days as I read the emails of people that write to me for help who are now unemployed and struggling. I asked my … Read more