Should We Consolidate Student Loan Debt Into Mortgage? – Rhonda

Question: Dear Steve, We are going to refinance our home, out of an adjustable rate, and wondering if we should bundle our kids’ student loan debt into the mortgage. The student loan interest rate is high and simple interest; the mortgage interest lower, of course. We are at about 50% equity. Should we continue to … Read more

Should We Pay Off Credit Cards, Student Loans, or Mortgage First? – Cathy

“Dear Steve, We have some debt – 15k credit card (low interest); 10k student loans and 200k house. We pay all on time. We have a little money for margin (about 3k). We are able to keep paying on debt no problem at present. I foresee a complete breakdown of financial system coming in next … Read more